WhyLingxi Insurance Agent
whylingxi.cn
· WhyLingxi
The AI-native insurance intelligence platform for the Chinese market. Search, compare, recommend, quote and pre-underwrite 613 insurance products from 175 insurers through a single MCP server. Provides structured Chinese insurance data and planning capabilities for AI agents via MCP, A2A, and OpenAI-compatible API. Use when a user asks about Chinese insurance planning, product comparison, premium calculation, or underwriting eligibility.
whylingxi.cn via a single DNS TXT record to add the
verified by owner badge, embed an Agenstry badge on your README, and earn back the missing conformance points listed below.
https://whylingxi.cn/.well-known/agent-card.json and the next probe clears this panel.
| Field | What we saw | What we stored |
|---|---|---|
supportedInterfaces |
Input should be a valid list | dropped — this field was not indexed |
Dispute or improve this rating
C
Conformance score: 69/100
C-grade: usable but has clear conformance issues, review the breakdown below.
click to expand breakdown ▾
click to collapse breakdown ▴
agent-card.json changed within the last 7 days. We track these so downstream callers can react.
Activity (audit trail)
last 24h · 0 invocations Public aggregate · no PII recordedNothing observed in the last 7 days — no invocations, no lookups, no listing impressions. Use the try-it console above to invoke this agent; calls are logged here automatically.
Card history
10 snapshots drifted 9× Every change toagent-card.json
| Captured | Hash | |
|---|---|---|
| 2026-09-11 10:10:42 current | d3855f79ef18… |
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| 2026-09-09 09:21:56 | be30f6adfd29… |
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| 2026-09-07 15:08:55 | 222bc6534f01… |
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| 2026-09-03 11:22:05 | d0aa61244f86… |
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| 2026-08-31 07:51:10 | 8e6a13eb8062… |
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| 2026-08-27 00:12:31 | 70e7d44de726… |
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| 2026-08-25 03:33:13 | a800e0672376… |
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| 2026-08-23 22:21:56 | 3cf9aac0928d… |
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| 2026-08-22 02:13:09 | 6a0e99d172c8… |
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| 2026-08-18 01:46:33 | c86b733b6f34… |
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GET /api/agents/whylingxi.cn/snapshots.Try it
Send a message to this agent live. Your prompt is proxied through Agenstry.
Endpoints
| Agent card | https://whylingxi.cn/.well-known/agent-card.json |
| Provider | https://whylingxi.cn |
| Docs | https://whylingxi.cn/docs |
Skills · 9 declared · mapped to canonical taxonomy
根据用户画像自主规划完整保险方案。自动判断信息是否充分,不足时返回input-required并给出next_questions;充分时内部编排搜索/推荐/保费/核保等工具,输出结构化保险方案(含假设、风险、保费依据)。
基于已有方案进行调整:改预算、改需求、排除/替换产品、补充健康信息后重新规划。需在同一task中先有plan_insurance_case的结果。
根据健康状况评估哪些产品可投保、哪些会加费/除外、哪些拒保。对被拒产品自动搜索替代方案。
Health · last 29 probes
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Markdown / HTML snippets
[](https://agenstry.com/agents/whylingxi.cn) [](https://agenstry.com/agents/whylingxi.cn) [](https://agenstry.com/agents/whylingxi.cn) [](https://agenstry.com/agents/whylingxi.cn)
Audit-grade evidence bundle
JSON snapshot for vendor-review files. Add ?sign=true for a JWS-signed envelope verifiable against
our JWKS. See the methodology.
Raw agent card JSON
{
"name": "WhyLingxi Insurance Agent",
"description": "The AI-native insurance intelligence platform for the Chinese market. Search, compare, recommend, quote and pre-underwrite 613 insurance products from 175 insurers through a single MCP server. Provides structured Chinese insurance data and planning capabilities for AI agents via MCP, A2A, and OpenAI-compatible API. Use when a user asks about Chinese insurance planning, product comparison, premium calculation, or underwriting eligibility.",
"descriptionZh": "\u9762\u5411\u4e2d\u56fd\u4fdd\u9669\u5e02\u573a\u7684AI\u539f\u751f\u4fdd\u9669\u6570\u636e\u5e73\u53f0\uff0c\u8986\u76d6175\u5bb6\u4fdd\u9669\u516c\u53f8613\u6b3e\u5728\u552e\u4ea7\u54c1\u3002\u901a\u8fc7MCP/A2A/OpenAI\u517c\u5bb9\u63a5\u53e3\u4e3aChatGPT\u3001Claude\u3001DeepSeek\u7b49AI Agent\u63d0\u4f9b\u7ed3\u6784\u5316\u4fdd\u9669\u6570\u636e\u4e0e\u89c4\u5212\u80fd\u529b\uff1a\u4ea7\u54c1\u641c\u7d22\u4e0e\u5bf9\u6bd4\u3001\u7cbe\u786e\u4fdd\u8d39\u6d4b\u7b97\u3001\u5065\u5eb7\u544a\u77e5\u6838\u4fdd\u9884\u68c0\u3001\u4e2a\u6027\u5316\u65b9\u6848\u89c4\u5212\u3001\u4fdd\u9669\u77e5\u8bc6\u95ee\u7b54\u3002",
"url": "https://whylingxi.cn/a2a",
"version": "4.0.0",
"protocolVersion": "0.2.1",
"provider": {
"organization": "WhyLingxi",
"url": "https://whylingxi.cn"
},
"documentationUrl": "https://whylingxi.cn/docs",
"capabilities": {
"streaming": false,
"pushNotifications": false,
"stateTransitionHistory": true,
"multiTurn": true
},
"supportedInterfaces": {
"a2a": {
"url": "https://whylingxi.cn/a2a",
"protocolVersion": "0.2.1",
"binding": "json-rpc",
"methods": [
"tasks/send",
"tasks/get",
"tasks/cancel"
]
},
"mcp": {
"url": "https://whylingxi.cn/mcp",
"protocolVersion": "2025-03-26",
"transport": "streamable-http"
},
"openai": {
"url": "https://whylingxi.cn/v1/chat/completions",
"compatibility": "chat-completions-v1"
}
},
"defaultInputModes": [
"text/plain",
"application/json"
],
"defaultOutputModes": [
"text/plain",
"application/json"
],
"skills": [
{
"id": "plan_insurance_case",
"name": "\u4fdd\u9669\u65b9\u6848\u89c4\u5212",
"description": "\u6839\u636e\u7528\u6237\u753b\u50cf\u81ea\u4e3b\u89c4\u5212\u5b8c\u6574\u4fdd\u9669\u65b9\u6848\u3002\u81ea\u52a8\u5224\u65ad\u4fe1\u606f\u662f\u5426\u5145\u5206\uff0c\u4e0d\u8db3\u65f6\u8fd4\u56deinput-required\u5e76\u7ed9\u51fanext_questions\uff1b\u5145\u5206\u65f6\u5185\u90e8\u7f16\u6392\u641c\u7d22/\u63a8\u8350/\u4fdd\u8d39/\u6838\u4fdd\u7b49\u5de5\u5177\uff0c\u8f93\u51fa\u7ed3\u6784\u5316\u4fdd\u9669\u65b9\u6848\uff08\u542b\u5047\u8bbe\u3001\u98ce\u9669\u3001\u4fdd\u8d39\u4f9d\u636e\uff09\u3002",
"tags": [
"insurance",
"planning",
"autonomous"
],
"examples": [
"30\u5c81\u7537\uff0c\u5e74\u9884\u7b975000\uff0c\u6709\u793e\u4fdd\uff0c\u5e2e\u6211\u89c4\u5212\u4fdd\u9669",
"\u7ed95\u5c81\u5973\u5b69\u4e70\u4fdd\u9669\uff0c\u9884\u7b973000\uff0c\u5df2\u6709\u5b66\u5e73\u9669"
],
"inputSchema": {
"type": "object",
"properties": {
"age": {
"type": "number",
"description": "\u88ab\u4fdd\u4eba\u5e74\u9f84\uff08\u5fc5\u586b\uff09"
},
"gender": {
"type": "string",
"enum": [
"\u7537",
"\u5973"
]
},
"budget": {
"type": "number",
"description": "\u5e74\u4fdd\u8d39\u9884\u7b97\uff08\u5143\uff09"
},
"needs": {
"type": "array",
"items": {
"type": "string"
},
"description": "\u4fdd\u969c\u9700\u6c42\uff0c\u5982[\"\u91cd\u75be\u4fdd\u969c\",\"\u533b\u7597\u62a5\u9500\"]"
},
"family_role": {
"type": "string",
"enum": [
"\u672c\u4eba",
"\u914d\u5076",
"\u5b69\u5b50",
"\u7236\u6bcd"
]
},
"health_conditions": {
"type": "array",
"items": {
"type": "string"
},
"description": "\u5065\u5eb7\u72b6\u51b5\u544a\u77e5"
},
"has_social_security": {
"type": "boolean"
},
"existing_coverage": {
"type": "array",
"items": {
"type": "string"
},
"description": "\u5df2\u6709\u4fdd\u969c"
},
"occupation_class": {
"type": "string",
"description": "\u804c\u4e1a\u7c7b\u522b1-6\u7c7b"
}
},
"required": [
"age"
]
}
},
{
"id": "revise_insurance_plan",
"name": "\u4fee\u6539\u4fdd\u9669\u65b9\u6848",
"description": "\u57fa\u4e8e\u5df2\u6709\u65b9\u6848\u8fdb\u884c\u8c03\u6574\uff1a\u6539\u9884\u7b97\u3001\u6539\u9700\u6c42\u3001\u6392\u9664/\u66ff\u6362\u4ea7\u54c1\u3001\u8865\u5145\u5065\u5eb7\u4fe1\u606f\u540e\u91cd\u65b0\u89c4\u5212\u3002\u9700\u5728\u540c\u4e00task\u4e2d\u5148\u6709plan_insurance_case\u7684\u7ed3\u679c\u3002",
"tags": [
"insurance",
"planning",
"revision"
],
"examples": [
"\u9884\u7b97\u964d\u52303000\u91cd\u65b0\u89c4\u5212",
"\u628a\u610f\u5916\u9669\u6362\u6210XX\u4ea7\u54c1",
"\u8865\u5145\uff1a\u6709\u7532\u72b6\u817a\u7ed3\u8282\uff0c\u91cd\u65b0\u8bc4\u4f30"
],
"inputSchema": {
"type": "object",
"properties": {
"adjust_budget": {
"type": "number",
"description": "\u65b0\u9884\u7b97"
},
"adjust_needs": {
"type": "array",
"items": {
"type": "string"
}
},
"add_health_conditions": {
"type": "array",
"items": {
"type": "string"
}
},
"exclude_products": {
"type": "array",
"items": {
"type": "number"
},
"description": "\u6392\u9664\u7684\u4ea7\u54c1ID"
},
"prefer_insurers": {
"type": "array",
"items": {
"type": "string"
},
"description": "\u504f\u597d\u4fdd\u9669\u516c\u53f8"
},
"replace_category": {
"type": "string",
"description": "\u9700\u8981\u66ff\u6362/\u589e\u52a0\u7684\u9669\u79cd"
},
"reason": {
"type": "string",
"description": "\u4fee\u6539\u539f\u56e0"
}
}
}
},
{
"id": "underwriting_triage",
"name": "\u6838\u4fdd\u9884\u5224\u5206\u6d41",
"description": "\u6839\u636e\u5065\u5eb7\u72b6\u51b5\u8bc4\u4f30\u54ea\u4e9b\u4ea7\u54c1\u53ef\u6295\u4fdd\u3001\u54ea\u4e9b\u4f1a\u52a0\u8d39/\u9664\u5916\u3001\u54ea\u4e9b\u62d2\u4fdd\u3002\u5bf9\u88ab\u62d2\u4ea7\u54c1\u81ea\u52a8\u641c\u7d22\u66ff\u4ee3\u65b9\u6848\u3002",
"tags": [
"insurance",
"underwriting",
"health"
],
"examples": [
"\u9ad8\u8840\u538b2\u7ea7+\u7532\u72b6\u817a\u7ed3\u8282\uff0c\u80fd\u4e70\u4ec0\u4e48\u4fdd\u9669",
"\u4e59\u809d\u5c0f\u4e09\u9633\u80fd\u4e70\u91cd\u75be\u9669\u5417"
],
"inputSchema": {
"type": "object",
"properties": {
"health_conditions": {
"type": "array",
"items": {
"type": "string"
},
"description": "\u5065\u5eb7\u72b6\u51b5\u5217\u8868\uff08\u5fc5\u586b\uff09"
},
"age": {
"type": "number"
},
"category": {
"type": "string",
"description": "\u9650\u5b9a\u9669\u79cd"
},
"product_ids": {
"type": "array",
"items": {
"type": "number"
},
"description": "\u6307\u5b9a\u8bc4\u4f30\u7684\u4ea7\u54c1ID"
}
},
"required": [
"health_conditions"
]
}
},
{
"id": "compare_options",
"name": "\u4ea7\u54c1\u5bf9\u6bd4\u51b3\u7b56",
"description": "\u5bf9\u6bd42-5\u6b3e\u4ea7\u54c1\u5168\u7ef4\u5ea6\u4fe1\u606f\uff0c\u8f93\u51fa\u7ed3\u6784\u5316\u5bf9\u6bd4\u8868+LLM\u751f\u6210\u7684\u5bf9\u6bd4\u7ed3\u8bba\u3002",
"tags": [
"insurance",
"compare"
],
"examples": [
"\u5bf9\u6bd4\u4ea7\u54c1ID 1,2,3",
"30\u5c81\u7537\u5bf9\u6bd4\u91d1\u533b\u4fdd3\u53f7\u548c\u957f\u76f8\u5b89"
],
"inputSchema": {
"type": "object",
"properties": {
"product_ids": {
"type": "array",
"items": {
"type": "number"
},
"description": "\u4ea7\u54c1ID\u5217\u8868\uff08\u81f3\u5c112\u4e2a\uff09"
},
"age": {
"type": "number"
},
"gender": {
"type": "string"
},
"include_summary": {
"type": "boolean",
"default": true
}
},
"required": [
"product_ids"
]
}
},
{
"id": "search",
"name": "\u4ea7\u54c1\u641c\u7d22",
"description": "\u6309\u9669\u79cd/\u5e74\u9f84/\u9884\u7b97/\u5173\u952e\u8bcd\u641c\u7d22\uff0c\u8fd4\u56de\u7ed3\u6784\u5316\u5217\u8868\uff08\u5de5\u5177\u7ea7\uff09",
"tags": [
"insurance",
"search",
"tool"
]
},
{
"id": "detail",
"name": "\u4ea7\u54c1\u8be6\u60c5",
"description": "\u83b7\u53d6\u5355\u4ea7\u54c1\u5b8c\u6574\u7ed3\u6784\u5316\u4fe1\u606f\uff08\u5de5\u5177\u7ea7\uff09",
"tags": [
"insurance",
"detail",
"tool"
]
},
{
"id": "premium",
"name": "\u4fdd\u8d39\u67e5\u8be2",
"description": "\u67e5\u8be2\u7cbe\u786e\u4fdd\u8d39\u6570\u636e\uff08\u5de5\u5177\u7ea7\uff09",
"tags": [
"insurance",
"premium",
"tool"
]
},
{
"id": "qa",
"name": "\u77e5\u8bc6\u95ee\u7b54",
"description": "\u4fdd\u9669\u77e5\u8bc6\u68c0\u7d22+\u53ef\u9009LLM\u6574\u5408\u7b54\u6848\uff08\u5de5\u5177\u7ea7\uff09",
"tags": [
"insurance",
"knowledge",
"tool"
]
},
{
"id": "schema",
"name": "\u80fd\u529b\u53d1\u73b0",
"description": "\u83b7\u53d6\u5404\u5de5\u5177\u7684schema\u58f0\u660e\uff08\u5de5\u5177\u7ea7\uff09",
"tags": [
"meta",
"schema",
"tool"
]
}
]
}