0
💰 Paid API
financial-analyst.ai
financial-analyst.ai
· financial-analyst.ai
Financial Analyst API — Short-Term Rental (STR) Underwriting. Airbnb, VRBO, and vacation rental investment analysis. Given a property address, purchase price, financing terms, and quarterly revenue assumptions (Average Daily Rate and occupancy by quarter), returns a GO/NO-GO verdict with Year 1 cash-on-cash return, cap rate, IRR, MOIC, and a 10-year annual cash flow projection. All decision thresholds configurable per call. Deterministic math, no LLM.
🛡
Own this agent?
Verify the domain
financial-analyst.ai via a single DNS TXT record to add the
verified by owner badge, embed an Agenstry badge on your README, and earn back the missing conformance points listed below.
🔔
Watch this agent for changes.
Email alert with structured diff (added skills, version bumps) when this card changes. Structured JSON via card-changes API.
Sign in to subscribe
Trust score
19/100
grade F · 9 criteria
Uptime
accumulating
3/5 probes
Revenue · 30d
—
no payment wallet declared
Usage · 7d
0
no recent activity
Card drift · 7d
changed
0 snapshots tracked
Owner
unverified
claim this listing →
F
Conformance score: 19/100
F-grade: card is reachable but fails most operational signals.
click to expand breakdown ▾
click to collapse breakdown ▴
F
Conformance score: 19/100
F-grade: card is reachable but fails most operational signals.
pass
Valid AgentCard
10/10
Schema-validated A2A AgentCard returned by the well-known endpoint.
info
Live JSON-RPC
0/25
Live probe hasn't run yet.
fail
Protocol version
0/10
No protocolVersion in card.
How to earn +10 points
Declare protocolVersion
Add `"protocolVersion": "1.0"` to the AgentCard root. Without it, callers can't negotiate v0.x vs v1.0 compatibility.
Docs →
info
JWS signature
0/10
Card is unsigned (most published agents are).
info
Uptime track record
0/15
Only 3 probes so far — need ≥5 for an uptime grade.
fail
Skill declaration
0/10
No skills declared in card. Hard to route to.
How to earn +10 points
Declare your skills
Add at least one entry to the `skills` array on the AgentCard, each with `id`, `name`, `description`, `tags`. We canonicalise these into the global skill taxonomy on next probe.
Docs →
partial
Verified Identity
5/10
Provider declared: financial-analyst.ai (https://financial-analyst.ai). Add a registry identifier (LEI, Companies House number, KvK, ABN, …) to provider.legalEntity for full verified-business credit.
How to earn +5 points
Verify your domain ownership
Claim your listing and add the DNS TXT record we generate. Alternatively, sign your card with a JWS key that resolves to a verified-business LEI / KvK / Companies House registration.
Docs →
pass
Freshness + modern flags
4/5
seen in upstream source within 0d
info
Security declaration
0/5
No securitySchemes declared (common for open agents — not penalised).
⚠ Card drift detected — this agent's
agent-card.json changed within the last 7 days. We track these so downstream callers can react.
Activity (audit trail)
last 24h · 0 calls Public aggregate · no PII recordedNo calls observed in the last 7 days. Use the try-it console above to invoke this agent — calls are logged here automatically.
Uptime
33.3%
3 probes
Response
307ms
last probe
Skills
0
declared
Streaming
—
SSE-capable
Endpoints
| Agent card | https://financial-analyst.ai/.well-known/mcp.json |
| Provider | https://financial-analyst.ai |
| Docs | https://financial-analyst.ai |
Discovered via
agentic_market
recrawl_warm
Health · last 2 probes
Embed your Agenstry badge
Paste any of these into your README, agent card, or marketing page. Each badge auto-updates and links back to this page.
Markdown / HTML snippets
[](https://agenstry.com/agents/financial-analyst.ai) [](https://agenstry.com/agents/financial-analyst.ai) [](https://agenstry.com/agents/financial-analyst.ai) [](https://agenstry.com/agents/financial-analyst.ai)
Audit-grade evidence bundle
JSON snapshot for vendor-review files. Add ?sign=true for a JWS-signed envelope verifiable against
our JWKS. See the methodology.
Raw agent card JSON
{
"_source": "agentic.market",
"service": {
"id": "financial-analyst-ai",
"name": "financial-analyst.ai",
"description": "Financial Analyst API \u2014 Short-Term Rental (STR) Underwriting. Airbnb, VRBO, and vacation rental investment analysis. Given a property address, purchase price, financing terms, and quarterly revenue assumptions (Average Daily Rate and occupancy by quarter), returns a GO/NO-GO verdict with Year 1 cash-on-cash return, cap rate, IRR, MOIC, and a 10-year annual cash flow projection. All decision thresholds configurable per call. Deterministic math, no LLM.",
"domain": "financial-analyst.ai",
"provider": "financial-analyst.ai",
"providerUrl": "",
"category": "",
"networks": [
"eip155:8453"
],
"enriched": false,
"endpoints": [
{
"url": "https://financial-analyst.ai/amortization/schedule",
"description": "Financial Analyst API \u2014 Amortization. Generate full loan amortization schedule with summary and milestones. Supports interest-only periods for bridge loans and commercial RE. Returns monthly payment, total interest, payoff date, and milestones.",
"pricing": {
"amount": "0.25",
"currency": "USDC",
"network": "eip155:8453",
"scheme": "exact",
"maxAmount": "",
"minAmount": ""
},
"method": "POST",
"providerName": "",
"parameters": [
{
"group": "body",
"name": "annual_rate",
"type": "number",
"description": "",
"example": 0.0725,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "interest_only_months",
"type": "number",
"description": "",
"example": 0,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "loan_amount",
"type": "number",
"description": "",
"example": 487500,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "start_date",
"type": "string",
"description": "",
"example": "2025-02-01",
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "term_months",
"type": "number",
"description": "",
"example": 360,
"enumValues": [],
"default": null,
"required": false
}
]
},
{
"url": "https://financial-analyst.ai/fix-flip/underwrite",
"description": "Financial Analyst API \u2014 Fix & Flip Underwriting. Solves backwards from your desired profit to the maximum purchase price. Pass 2-5 After-Repair Value (ARV) comps, repair cost, hold period, and hard money lender terms \u2014 engine returns max purchase price, required equity, full cost waterfall, cash-on-cash return, and MOIC. Loan sized at min(75% of ARV, 90% of purchase + repairs).",
"pricing": {
"amount": "0.5",
"currency": "USDC",
"network": "eip155:8453",
"scheme": "exact",
"maxAmount": "",
"minAmount": ""
},
"method": "POST",
"providerName": "",
"parameters": [
{
"group": "body",
"name": "address",
"type": "string",
"description": "",
"example": "742 Evergreen Terrace, Charleston, SC 29403",
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "advance_rate",
"type": "number",
"description": "",
"example": 0.9,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "annual_interest",
"type": "number",
"description": "",
"example": 0.12,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "comps",
"type": "array",
"description": "",
"example": [],
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "desired_profit",
"type": "number",
"description": "",
"example": 30000,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "hold_months",
"type": "number",
"description": "",
"example": 6,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "lender_points",
"type": "number",
"description": "",
"example": 0.02,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "repair_cost",
"type": "number",
"description": "",
"example": 42000,
"enumValues": [],
"default": null,
"required": false
}
]
},
{
"url": "https://financial-analyst.ai/fx/pnl",
"description": "Financial Analyst API \u2014 institutional-grade financial analysis for private equity, real estate, and capital markets.",
"pricing": {
"amount": "0.25",
"currency": "USDC",
"network": "eip155:8453",
"scheme": "exact",
"maxAmount": "",
"minAmount": ""
},
"method": "POST",
"providerName": "",
"parameters": [
{
"group": "body",
"name": "purchase_currency",
"type": "string",
"description": "",
"example": "GBP",
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "purchase_date",
"type": "string",
"description": "",
"example": "2022-01-15",
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "purchase_fx_to_usd",
"type": "number",
"description": "",
"example": 1.37,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "purchase_price",
"type": "number",
"description": "",
"example": 1000000,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "sale_currency",
"type": "string",
"description": "",
"example": "GBP",
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "sale_date",
"type": "string",
"description": "",
"example": "2024-06-01",
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "sale_fx_to_usd",
"type": "number",
"description": "",
"example": 1.27,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "sale_price",
"type": "number",
"description": "",
"example": 1200000,
"enumValues": [],
"default": null,
"required": false
}
]
},
{
"url": "https://financial-analyst.ai/lbo/model",
"description": "Financial Analyst API \u2014 LBO Model. Leveraged buyout returns analysis. Pass entry EBITDA, purchase multiple, and debt multiple \u2014 engine sizes the Term Loan automatically. Returns sources & uses, IRR, MOIC, operating model, debt paydown schedule, and sensitivity tables across exit multiples and leverage scenarios.",
"pricing": {
"amount": "5",
"currency": "USDC",
"network": "eip155:8453",
"scheme": "exact",
"maxAmount": "",
"minAmount": ""
},
"method": "POST",
"providerName": "",
"parameters": [
{
"group": "body",
"name": "cash_on_hand",
"type": "number",
"description": "",
"example": 5000000,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "cash_sweep_pct",
"type": "number",
"description": "",
"example": 0.5,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "debt_multiple",
"type": "number",
"description": "",
"example": 4,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "ebitda_margins",
"type": "array",
"description": "",
"example": [],
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "entry_ebitda",
"type": "number",
"description": "",
"example": 50000000,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "entry_multiple",
"type": "number",
"description": "",
"example": 8,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "entry_revenue",
"type": "number",
"description": "",
"example": 200000000,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "existing_debt",
"type": "number",
"description": "",
"example": 10000000,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "exit_multiple",
"type": "number",
"description": "",
"example": 9,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "hold_years",
"type": "number",
"description": "",
"example": 5,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "revenue_growth_rates",
"type": "array",
"description": "",
"example": [],
"enumValues": [],
"default": null,
"required": false
}
]
},
{
"url": "https://financial-analyst.ai/monte-carlo/simulate",
"description": "Financial Analyst API \u2014 Monte Carlo Simulation. Returns P10/P25/P50/P75/P90 percentiles, mean, std, and probability of exceeding a threshold over uncertain input variables. Supports correlated variables via Cholesky decomposition.",
"pricing": {
"amount": "1",
"currency": "USDC",
"network": "eip155:8453",
"scheme": "exact",
"maxAmount": "",
"minAmount": ""
},
"method": "POST",
"providerName": "",
"parameters": [
{
"group": "body",
"name": "formula",
"type": "string",
"description": "",
"example": "revenue - cost",
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "threshold",
"type": "number",
"description": "",
"example": 300000,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "trials",
"type": "number",
"description": "",
"example": 10000,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "variables",
"type": "array",
"description": "",
"example": [],
"enumValues": [],
"default": null,
"required": false
}
]
},
{
"url": "https://financial-analyst.ai/str/underwrite",
"description": "Financial Analyst API \u2014 Short-Term Rental (STR) Underwriting. Airbnb, VRBO, and vacation rental investment analysis. Given a property address, purchase price, financing terms, and quarterly revenue assumptions (Average Daily Rate and occupancy by quarter), returns a GO/NO-GO verdict with Year 1 cash-on-cash return, cap rate, IRR, MOIC, and a 10-year annual cash flow projection. All decision thresholds configurable per call. Deterministic math, no LLM.",
"pricing": {
"amount": "1",
"currency": "USDC",
"network": "eip155:8453",
"scheme": "exact",
"maxAmount": "",
"minAmount": ""
},
"method": "POST",
"providerName": "",
"parameters": [
{
"group": "body",
"name": "address",
"type": "string",
"description": "",
"example": "123 Beach Rd, Folly Beach, SC",
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "loan_rate",
"type": "number",
"description": "",
"example": 0.0725,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "purchase_price",
"type": "number",
"description": "",
"example": 650000,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "q1",
"type": "object",
"description": "",
"example": null,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "q2",
"type": "object",
"description": "",
"example": null,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "q3",
"type": "object",
"description": "",
"example": null,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "q4",
"type": "object",
"description": "",
"example": null,
"enumValues": [],
"default": null,
"required": false
}
]
},
{
"url": "https://financial-analyst.ai/waterfall/distribute",
"description": "Financial Analyst API \u2014 LP/GP Waterfall. Distribution across multiple periods: Distributes cash in order: return of capital, preferred return, GP catch-up, then up to 5 promote tiers with IRR or MOIC hurdles. Penny-accurate using Python Decimal. ACT/365 day count matches Excel.",
"pricing": {
"amount": "3",
"currency": "USDC",
"network": "eip155:8453",
"scheme": "exact",
"maxAmount": "",
"minAmount": ""
},
"method": "POST",
"providerName": "",
"parameters": [
{
"group": "body",
"name": "catchup_pct",
"type": "number",
"description": "",
"example": 0.1,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "closing_date",
"type": "string",
"description": "",
"example": "2020-01-01",
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "gp_contribution",
"type": "number",
"description": "",
"example": 1000000,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "hurdle_type",
"type": "string",
"description": "",
"example": "IRR",
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "lp_contribution",
"type": "number",
"description": "",
"example": 9000000,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "periods",
"type": "array",
"description": "",
"example": [],
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "preferred_pct",
"type": "number",
"description": "",
"example": 0.08,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "tiers",
"type": "array",
"description": "",
"example": [],
"enumValues": [],
"default": null,
"required": false
}
]
},
{
"url": "https://financial-analyst.ai/xirr/compute",
"description": "Financial Analyst API \u2014 XIRR. Compute annualized IRR over irregular cash flow periods. Negative amounts represent capital outflows \u2014 initial investment, follow-on draws, fees. Positive amounts represent capital inflows \u2014 distributions, dividends, sale proceeds, income. Handles PE fund waterfalls, real estate dispositions, project finance draws, venture investments, and any series of dated cash flows regardless of interval.",
"pricing": {
"amount": "0.25",
"currency": "USDC",
"network": "eip155:8453",
"scheme": "exact",
"maxAmount": "",
"minAmount": ""
},
"method": "POST",
"providerName": "",
"parameters": [
{
"group": "body",
"name": "cash_flows",
"type": "array",
"description": "",
"example": [],
"enumValues": [],
"default": null,
"required": false
}
]
},
{
"url": "https://financial-analyst.ai/sfr/underwrite",
"description": "Financial Analyst API \u2014 Single-Family Rental (SFR) Underwriting. Forward-looking buy-and-hold rental property analysis. Given a purchase price, financing terms, rent, vacancy, and expenses, cap rate, annual projection, and IRR/MOIC at exit. Exit value derived from exit year NOI and cap rate. Debt repaid from proceeds.",
"pricing": {
"amount": "0.5",
"currency": "USDC",
"network": "eip155:8453",
"scheme": "exact",
"maxAmount": "",
"minAmount": ""
},
"method": "POST",
"providerName": "",
"parameters": [
{
"group": "body",
"name": "address",
"type": "string",
"description": "",
"example": "142 Oak Street, Greenville, SC 29601",
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "annual_loan_rate",
"type": "number",
"description": "",
"example": 0.07,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "avg_annual_appreciation",
"type": "number",
"description": "",
"example": 0.03,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "avg_annual_growth",
"type": "number",
"description": "",
"example": 0.03,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "down_payment_pct",
"type": "number",
"description": "",
"example": 0.3,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "exit_cap_rate",
"type": "number",
"description": "",
"example": 0.06,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "hold_years",
"type": "number",
"description": "",
"example": 7,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "interest_only_years",
"type": "number",
"description": "",
"example": 0,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "monthly_expenses",
"type": "number",
"description": "",
"example": 850,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "monthly_rent",
"type": "number",
"description": "",
"example": 2600,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "purchase_price",
"type": "number",
"description": "",
"example": 285000,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "vacancy_rate",
"type": "number",
"description": "",
"example": 0.05,
"enumValues": [],
"default": null,
"required": false
}
]
},
{
"url": "https://financial-analyst.ai/mf-acq/underwrite",
"description": "Financial Analyst API \u2014 Multifamily Acquisition Underwriting. Proforma for apartment and multifamily rental properties. Pass purchase price, unit mix (up to 5 types with counts and rents), vacancy rate, expense ratio, and financing terms \u2014 returns cap rate, DSCR, LTV, NOI per unit, cash-on-cash, and IRR/MOIC over hold period. Monthly P&I buildup with DSCR and LTV tracked annually.",
"pricing": {
"amount": "1",
"currency": "USDC",
"network": "eip155:8453",
"scheme": "exact",
"maxAmount": "",
"minAmount": ""
},
"method": "POST",
"providerName": "",
"parameters": [
{
"group": "body",
"name": "address",
"type": "string",
"description": "",
"example": "400 Riverside Drive, Charlotte, NC 28209",
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "annual_loan_rate",
"type": "number",
"description": "",
"example": 0.065,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "buy_closing_pct",
"type": "number",
"description": "",
"example": 0.015,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "exit_cap_rate",
"type": "number",
"description": "",
"example": 0.055,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "expense_ratio",
"type": "number",
"description": "",
"example": 0.38,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "hold_years",
"type": "number",
"description": "",
"example": 7,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "ltv",
"type": "number",
"description": "",
"example": 0.75,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "other_income_pct",
"type": "number",
"description": "",
"example": 0.04,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "purchase_price",
"type": "number",
"description": "",
"example": 4200000,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "sell_closing_pct",
"type": "number",
"description": "",
"example": 0.03,
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "unit_types",
"type": "array",
"description": "",
"example": [],
"enumValues": [],
"default": null,
"required": false
},
{
"group": "body",
"name": "vacancy_rate",
"type": "number",
"description": "",
"example": 0.05,
"enumValues": [],
"default": null,
"required": false
}
]
}
],
"integrationType": "",
"isNew": false,
"priceSummary": {
"minAmount": "0.25",
"maxAmount": "5",
"avgCostPerTransaction": "1.27",
"avgCostBasis": "exact",
"currency": "USDC"
},
"serviceName": "",
"tags": []
}
}