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📊 Intel view 📋 Audit JSON 🔄 Changelog
85
💰 Paid API

debtpulse.vercel.app

debtpulse.vercel.app · debtpulse.vercel.app

Bankruptcy and insolvency options analysis with eligibility and process. Covers US Chapter 7/13, UK IVA/DRO, Canada Consumer Proposal, and Australia Part IX, with means-test thresholds, discharge timelines, costs, and credit impact. For debt-relief and consumer-rights agents.

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Own this agent?
Verify the domain debtpulse.vercel.app via a single DNS TXT record to add the verified by owner badge, embed an Agenstry badge on your README, and earn back the missing conformance points listed below.
Verify ownership
🔔 Watch this agent for changes. Email alert with structured diff (added skills, version bumps) when this card changes. Enterprise feature. Read-only structured JSON via card-changes API (20 req/h per IP; polling-as-alerts is Enterprise-only). Sign in to subscribe
Trust score
19/100
grade F · 9 criteria
Uptime
accumulating
1/5 probes
Revenue · 30d
$0.00
wallet active · no inflow
Usage · 7d
0
no recent activity
Card drift · 7d
changed
0 snapshots tracked
Owner
unverified
claim this listing →
F
Conformance score: 19/100
F-grade: card is reachable but fails most operational signals.
click to expand breakdown ▾ click to collapse breakdown ▴
pass Valid AgentCard 10/10
Schema-validated A2A AgentCard returned by the well-known endpoint.
info Live JSON-RPC 0/25
Live probe hasn't run yet.
fail Protocol version 0/10
No protocolVersion in card.
How to earn +10 points
Declare protocolVersion
Add `"protocolVersion": "1.0"` to the AgentCard root. Without it, callers can't negotiate v0.x vs v1.0 compatibility.
Docs →
info JWS signature 0/10
Card is unsigned (most published agents are).
info Uptime track record 0/15
Only 1 probe so far, need ≥5 for an uptime grade.
fail Skill declaration 0/10
No skills declared in card. Hard to route to.
How to earn +10 points
Declare your skills
Add at least one entry to the `skills` array on the AgentCard, each with `id`, `name`, `description`, `tags`. We canonicalise these into the global skill taxonomy on next probe.
Docs →
partial Verified Identity 5/10
Provider declared: debtpulse.vercel.app (https://debtpulse.vercel.app). Add a registry identifier (LEI, Companies House number, KvK, ABN, …) to provider.legalEntity for full verified-business credit.
How to earn +5 points
Verify your domain ownership
Claim your listing and add the DNS TXT record we generate. Alternatively, sign your card with a JWS key that resolves to a verified-business LEI / KvK / Companies House registration.
Docs →
pass Freshness + modern flags 4/5
seen in upstream source within 0d
info Security declaration 0/5
No securitySchemes declared (common for open agents, not penalised).
⚠ Card drift detected. This agent's agent-card.json changed within the last 7 days. We track these so downstream callers can react.

Activity (audit trail)

last 24h · 0 calls Public aggregate · no PII recorded

No calls observed in the last 7 days. Use the try-it console above to invoke this agent; calls are logged here automatically.

Uptime
100.0%
1 probes
Response
0ms
last probe
Skills
0
declared
Streaming
SSE-capable

Endpoints

Pricing x402 on Base USDC
From $0.0500 per call
Endpoint Price Currency
https://debtpulse.vercel.app/api/debt/bnpl 0.08 USDC
https://debtpulse.vercel.app/api/debt/build-credit 0.1 USDC
https://debtpulse.vercel.app/api/debt/collections 0.08 USDC
https://debtpulse.vercel.app/api/debt/consolidate 0.1 USDC
https://debtpulse.vercel.app/api/debt/credit 0.1 USDC
https://debtpulse.vercel.app/api/debt/dispute 0.08 USDC
https://debtpulse.vercel.app/api/debt/freedom-roadmap 0.15 USDC
https://debtpulse.vercel.app/api/debt/garnishment 0.08 USDC
https://debtpulse.vercel.app/api/debt/insolvency 0.2 USDC
https://debtpulse.vercel.app/api/debt/medical 0.1 USDC
https://debtpulse.vercel.app/api/debt/mortgage-relief 0.12 USDC
https://debtpulse.vercel.app/api/debt/negotiate 0.15 USDC
https://debtpulse.vercel.app/api/debt/payday 0.1 USDC
https://debtpulse.vercel.app/api/debt/payoff 0.1 USDC
https://debtpulse.vercel.app/api/debt/priority 0.1 USDC
https://debtpulse.vercel.app/api/debt/rights 0.05 USDC
https://debtpulse.vercel.app/api/debt/settle 0.15 USDC
https://debtpulse.vercel.app/api/debt/snapshot 0.1 USDC
https://debtpulse.vercel.app/api/debt/statute 0.05 USDC
https://debtpulse.vercel.app/api/debt/student 0.12 USDC
https://debtpulse.vercel.app/api/debt/tax 0.12 USDC
Try it ↗ Opens the operator's playground / docs in a new tab.
Settlement wallet: 0x50ab2018c06c6e4eaa9ba52057eb55ed284912fc · basescan ↗
Agent cardhttps://debtpulse.vercel.app
Providerhttps://debtpulse.vercel.app
Docshttps://debtpulse.vercel.app
Discovered via
agentic_market

Health · last 0 probes

When HTTP Live JSON-RPC Latency

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Embed your Agenstry badge

Paste any of these into your README, agent card, or marketing page. Each badge auto-updates and links back to this page.

Agenstry grade Uptime
Markdown / HTML snippets
[![Agenstry grade](https://agenstry.com/badge/debtpulse.vercel.app.svg)](https://agenstry.com/agents/debtpulse.vercel.app)
[![Verified Business](https://agenstry.com/badge/debtpulse.vercel.app/identity.svg)](https://agenstry.com/agents/debtpulse.vercel.app)
[![Uptime](https://agenstry.com/badge/debtpulse.vercel.app/uptime.svg)](https://agenstry.com/agents/debtpulse.vercel.app)
[![A2A version](https://agenstry.com/badge/debtpulse.vercel.app/protocol.svg)](https://agenstry.com/agents/debtpulse.vercel.app)

Audit-grade evidence bundle

JSON snapshot for vendor-review files. Add ?sign=true for a JWS-signed envelope verifiable against our JWKS. See the methodology.

audit.json audit.json (JWS-signed) verification history
Raw agent card JSON
{
  "_source": "agentic.market",
  "service": {
    "id": "debtpulse-vercel-app",
    "name": "debtpulse.vercel.app",
    "description": "Bankruptcy and insolvency options analysis with eligibility and process. Covers US Chapter 7/13, UK IVA/DRO, Canada Consumer Proposal, and Australia Part IX, with means-test thresholds, discharge timelines, costs, and credit impact. For debt-relief and consumer-rights agents.",
    "domain": "debtpulse.vercel.app",
    "provider": "debtpulse.vercel.app",
    "providerUrl": "",
    "category": "",
    "networks": [
      "Base",
      "solana:5eykt4usfv8p8njdtrepy1vzqkqzkvdp"
    ],
    "enriched": false,
    "endpoints": [
      {
        "url": "https://debtpulse.vercel.app/api/debt/bnpl",
        "description": "Buy now pay later debt analysis and BNPL true-APR calculator. Computes the real APR on Klarna, Afterpay, Affirm, and Zip balances, flags platform-specific risks, and returns an escape strategy to clear the debt. For debt-relief and personal-finance agents.",
        "pricing": {
          "amount": "0.08",
          "currency": "USDC",
          "network": "eip155:8453",
          "scheme": "exact",
          "maxAmount": "",
          "minAmount": ""
        },
        "method": "GET",
        "providerName": "",
        "parameters": [
          {
            "group": "query",
            "name": "action",
            "type": "string",
            "description": "",
            "example": "compare | risks | credit-impact | dispute | default-options",
            "enumValues": [],
            "default": null,
            "required": false
          }
        ],
        "serviceName": "DebtPulse",
        "tags": [
          "bnpl",
          "buy-now-pay-later",
          "true-apr",
          "klarna",
          "affirm"
        ],
        "quality": {
          "l30DaysTotalCalls": "3",
          "l30DaysUniquePayers": "2"
        }
      },
      {
        "url": "https://debtpulse.vercel.app/api/debt/build-credit",
        "description": "Credit building strategy and credit-score improvement plan. Recommends specific secured cards, credit-builder loans, and thin-file tactics to raise your score, tailored by country. For credit and personal-finance agents.",
        "pricing": {
          "amount": "0.1",
          "currency": "USDC",
          "network": "eip155:8453",
          "scheme": "exact",
          "maxAmount": "",
          "minAmount": ""
        },
        "method": "GET",
        "providerName": "",
        "parameters": [
          {
            "group": "query",
            "name": "action",
            "type": "string",
            "description": "",
            "example": "minimum-payment | interest-cost | balance-transfer | dispute | hardship | payoff-strategy",
            "enumValues": [],
            "default": null,
            "required": false
          }
        ],
        "serviceName": "DebtPulse",
        "tags": [
          "credit-building",
          "secured-card",
          "builder-loan",
          "credit-score",
          "credit-agent"
        ],
        "quality": {
          "l30DaysTotalCalls": "3",
          "l30DaysUniquePayers": "2"
        }
      },
      {
        "url": "https://debtpulse.vercel.app/api/debt/collections",
        "description": "Debt collector rights, debt-validation letters, and cease-and-desist templates. Returns FDCPA/FCA/ACCC protections plus ready-to-send validation and cease-contact letters by country. For consumer-rights and debt-relief agents.",
        "pricing": {
          "amount": "0.08",
          "currency": "USDC",
          "network": "eip155:8453",
          "scheme": "exact",
          "maxAmount": "",
          "minAmount": ""
        },
        "method": "GET",
        "providerName": "",
        "parameters": [
          {
            "group": "query",
            "name": "action",
            "type": "string",
            "description": "",
            "example": "fdcpa | fcra | state-protections | dispute-process | harassment | statute-of-limitations",
            "enumValues": [],
            "default": null,
            "required": false
          }
        ],
        "serviceName": "DebtPulse",
        "tags": [
          "collections-rights",
          "fdcpa",
          "validation-letter",
          "cease-and-desist",
          "consumer-rights-agent"
        ],
        "quality": {
          "l30DaysTotalCalls": "3",
          "l30DaysUniquePayers": "2"
        }
      },
      {
        "url": "https://debtpulse.vercel.app/api/debt/consolidate",
        "description": "Debt consolidation calculator: personal loan vs balance transfer vs HELOC. Compares all options with specific lender recommendations and live rate context, tailored by credit score and country. For debt-relief and personal-finance agents.",
        "pricing": {
          "amount": "0.1",
          "currency": "USDC",
          "network": "eip155:8453",
          "scheme": "exact",
          "maxAmount": "",
          "minAmount": ""
        },
        "method": "GET",
        "providerName": "",
        "parameters": [
          {
            "group": "query",
            "name": "action",
            "type": "string",
            "description": "",
            "example": "analyze | relief-options | free-resources",
            "enumValues": [],
            "default": null,
            "required": false
          },
          {
            "group": "query",
            "name": "income",
            "type": "string",
            "description": "",
            "example": "75000",
            "enumValues": [],
            "default": null,
            "required": false
          },
          {
            "group": "query",
            "name": "total_debt",
            "type": "string",
            "description": "",
            "example": "45000",
            "enumValues": [],
            "default": null,
            "required": false
          }
        ],
        "serviceName": "DebtPulse",
        "tags": [
          "debt-consolidation",
          "balance-transfer",
          "personal-loan",
          "heloc",
          "debt-relief-agent"
        ],
        "quality": {
          "l30DaysTotalCalls": "3",
          "l30DaysUniquePayers": "2"
        }
      },
      {
        "url": "https://debtpulse.vercel.app/api/debt/credit",
        "description": "Credit repair roadmap and negative-item dispute strategy. Returns a step-by-step plan to remove negative items, raise your credit score, and a repair timeline, tailored by country. For credit-repair and debt-relief agents.",
        "pricing": {
          "amount": "0.1",
          "currency": "USDC",
          "network": "eip155:8453",
          "scheme": "exact",
          "maxAmount": "",
          "minAmount": ""
        },
        "method": "GET",
        "providerName": "",
        "parameters": [
          {
            "group": "query",
            "name": "action",
            "type": "string",
            "description": "",
            "example": "minimum-payment | interest-cost | balance-transfer | dispute | hardship | payoff-strategy",
            "enumValues": [],
            "default": null,
            "required": false
          }
        ],
        "serviceName": "DebtPulse",
        "tags": [
          "credit-repair",
          "dispute-strategy",
          "negative-items",
          "credit-score",
          "credit-agent"
        ],
        "quality": {
          "l30DaysTotalCalls": "3",
          "l30DaysUniquePayers": "2"
        }
      },
      {
        "url": "https://debtpulse.vercel.app/api/debt/dispute",
        "description": "Credit report dispute guide and FCRA dispute-letter templates. Returns ready-to-send letters, the credit-bureau dispute process, and the escalation path, tailored by country. For credit and consumer-rights agents.",
        "pricing": {
          "amount": "0.08",
          "currency": "USDC",
          "network": "eip155:8453",
          "scheme": "exact",
          "maxAmount": "",
          "minAmount": ""
        },
        "method": "GET",
        "providerName": "",
        "parameters": [
          {
            "group": "query",
            "name": "action",
            "type": "string",
            "description": "",
            "example": "minimum-payment | interest-cost | balance-transfer | dispute | hardship | payoff-strategy",
            "enumValues": [],
            "default": null,
            "required": false
          }
        ],
        "serviceName": "DebtPulse",
        "tags": [
          "credit-dispute",
          "dispute-letter",
          "credit-bureau",
          "fcra",
          "credit-agent"
        ],
        "quality": {
          "l30DaysTotalCalls": "3",
          "l30DaysUniquePayers": "2"
        }
      },
      {
        "url": "https://debtpulse.vercel.app/api/debt/freedom-roadmap",
        "description": "Debt-free roadmap and payoff plan with wealth-building projection. Returns a phase-by-phase plan from current debt to debt-free, with milestones, the monthly budget required, and a 10-year wealth projection. For debt-relief and personal-finance agents.",
        "pricing": {
          "amount": "0.15",
          "currency": "USDC",
          "network": "eip155:8453",
          "scheme": "exact",
          "maxAmount": "",
          "minAmount": ""
        },
        "method": "GET",
        "providerName": "",
        "parameters": [],
        "serviceName": "DebtPulse",
        "tags": [
          "debt-freedom",
          "payoff-roadmap",
          "wealth-building",
          "financial-plan",
          "debt-relief-agent"
        ],
        "quality": {
          "l30DaysTotalCalls": "11",
          "l30DaysUniquePayers": "2"
        }
      },
      {
        "url": "https://debtpulse.vercel.app/api/debt/garnishment",
        "description": "Wage garnishment exemptions and protected-income calculator. Returns garnishment exemptions by state and country, how much income is protected, and how to object. For consumer-rights and debt-relief agents.",
        "pricing": {
          "amount": "0.08",
          "currency": "USDC",
          "network": "eip155:8453",
          "scheme": "exact",
          "maxAmount": "",
          "minAmount": ""
        },
        "method": "GET",
        "providerName": "",
        "parameters": [
          {
            "group": "query",
            "name": "action",
            "type": "string",
            "description": "",
            "example": "lookup | last-payment-date | zombie-debt | judgment",
            "enumValues": [],
            "default": null,
            "required": false
          },
          {
            "group": "query",
            "name": "debt_type",
            "type": "string",
            "description": "",
            "example": "credit-card | medical | personal-loan | auto | student",
            "enumValues": [],
            "default": null,
            "required": false
          },
          {
            "group": "query",
            "name": "state",
            "type": "string",
            "description": "",
            "example": "TX | CA | NY | FL | OH | IL | GA | NC",
            "enumValues": [],
            "default": null,
            "required": false
          }
        ],
        "serviceName": "DebtPulse",
        "tags": [
          "wage-garnishment",
          "exemptions",
          "protected-income",
          "object-to-garnishment",
          "consumer-rights-agent"
        ],
        "quality": {
          "l30DaysTotalCalls": "3",
          "l30DaysUniquePayers": "2"
        }
      },
      {
        "url": "https://debtpulse.vercel.app/api/debt/insolvency",
        "description": "Bankruptcy and insolvency options analysis with eligibility and process. Covers US Chapter 7/13, UK IVA/DRO, Canada Consumer Proposal, and Australia Part IX, with means-test thresholds, discharge timelines, costs, and credit impact. For debt-relief and consumer-rights agents.",
        "pricing": {
          "amount": "0.2",
          "currency": "USDC",
          "network": "eip155:8453",
          "scheme": "exact",
          "maxAmount": "",
          "minAmount": ""
        },
        "method": "GET",
        "providerName": "",
        "parameters": [
          {
            "group": "query",
            "name": "action",
            "type": "string",
            "description": "",
            "example": "chapter7 | chapter13 | iva | trust-deed | sequestration | compare",
            "enumValues": [],
            "default": null,
            "required": false
          },
          {
            "group": "query",
            "name": "country",
            "type": "string",
            "description": "",
            "example": "US | UK | CA | AU | IE | ZA | NZ",
            "enumValues": [],
            "default": null,
            "required": false
          }
        ],
        "serviceName": "DebtPulse",
        "tags": [
          "insolvency",
          "bankruptcy",
          "iva",
          "consumer-proposal",
          "debt-relief-agent"
        ],
        "quality": {
          "l30DaysTotalCalls": "3",
          "l30DaysUniquePayers": "2"
        }
      },
      {
        "url": "https://debtpulse.vercel.app/api/debt/medical",
        "description": "Medical bill negotiation and hospital-bill reduction strategy. Returns charity-care options, No Surprises Act protections, an itemized-bill review, and negotiation scripts to lower the bill. For debt-relief and patient-advocate agents.",
        "pricing": {
          "amount": "0.1",
          "currency": "USDC",
          "network": "eip155:8453",
          "scheme": "exact",
          "maxAmount": "",
          "minAmount": ""
        },
        "method": "GET",
        "providerName": "",
        "parameters": [
          {
            "group": "query",
            "name": "action",
            "type": "string",
            "description": "",
            "example": "chapter7 | chapter13 | iva | trust-deed | sequestration | compare",
            "enumValues": [],
            "default": null,
            "required": false
          },
          {
            "group": "query",
            "name": "country",
            "type": "string",
            "description": "",
            "example": "US | UK | CA | AU | IE | ZA | NZ",
            "enumValues": [],
            "default": null,
            "required": false
          }
        ],
        "serviceName": "DebtPulse",
        "tags": [
          "medical-debt",
          "bill-negotiation",
          "charity-care",
          "no-surprises-act",
          "debt-relief-agent"
        ],
        "quality": {
          "l30DaysTotalCalls": "3",
          "l30DaysUniquePayers": "2"
        }
      },
      {
        "url": "https://debtpulse.vercel.app/api/debt/mortgage-relief",
        "description": "Mortgage relief and foreclosure-prevention options. Returns forbearance, loan-modification, repayment-plan, and foreclosure-alternative paths by country and loan type. For debt-relief and homeowner agents.",
        "pricing": {
          "amount": "0.12",
          "currency": "USDC",
          "network": "eip155:8453",
          "scheme": "exact",
          "maxAmount": "",
          "minAmount": ""
        },
        "method": "GET",
        "providerName": "",
        "parameters": [
          {
            "group": "query",
            "name": "action",
            "type": "string",
            "description": "",
            "example": "chapter7 | chapter13 | iva | trust-deed | sequestration | compare",
            "enumValues": [],
            "default": null,
            "required": false
          },
          {
            "group": "query",
            "name": "country",
            "type": "string",
            "description": "",
            "example": "US | UK | CA | AU | IE | ZA | NZ",
            "enumValues": [],
            "default": null,
            "required": false
          }
        ],
        "serviceName": "DebtPulse",
        "tags": [
          "mortgage-relief",
          "forbearance",
          "loan-modification",
          "foreclosure-alternative",
          "debt-relief-agent"
        ],
        "quality": {
          "l30DaysTotalCalls": "3",
          "l30DaysUniquePayers": "2"
        }
      },
      {
        "url": "https://debtpulse.vercel.app/api/debt/negotiate",
        "description": "Creditor negotiation playbook and hardship-program scripts. Returns word-for-word scripts, negotiation tactics, and realistic outcomes by creditor and months behind. For debt-relief and personal-finance agents.",
        "pricing": {
          "amount": "0.15",
          "currency": "USDC",
          "network": "eip155:8453",
          "scheme": "exact",
          "maxAmount": "",
          "minAmount": ""
        },
        "method": "GET",
        "providerName": "",
        "parameters": [
          {
            "group": "query",
            "name": "action",
            "type": "string",
            "description": "",
            "example": "hardship-program | settlement | pay-for-delete | debt-validation | cease-comms",
            "enumValues": [],
            "default": null,
            "required": false
          }
        ],
        "serviceName": "DebtPulse",
        "tags": [
          "debt-negotiation",
          "hardship-program",
          "creditor-script",
          "realistic-outcomes",
          "debt-relief-agent"
        ],
        "quality": {
          "l30DaysTotalCalls": "3",
          "l30DaysUniquePayers": "2"
        }
      },
      {
        "url": "https://debtpulse.vercel.app/api/debt/payday",
        "description": "Payday loan escape plan and true-APR calculator. Returns extended payment plan options, legal protections by state and country, and rollover-trap analysis to break the debt cycle. For debt-relief and consumer-rights agents.",
        "pricing": {
          "amount": "0.1",
          "currency": "USDC",
          "network": "eip155:8453",
          "scheme": "exact",
          "maxAmount": "",
          "minAmount": ""
        },
        "method": "GET",
        "providerName": "",
        "parameters": [
          {
            "group": "query",
            "name": "action",
            "type": "string",
            "description": "",
            "example": "compare | risks | credit-impact | dispute | default-options",
            "enumValues": [],
            "default": null,
            "required": false
          }
        ],
        "serviceName": "DebtPulse",
        "tags": [
          "payday-loan",
          "true-apr",
          "predatory-lending",
          "rollover-trap",
          "debt-relief-agent"
        ],
        "quality": {
          "l30DaysTotalCalls": "3",
          "l30DaysUniquePayers": "2"
        }
      },
      {
        "url": "https://debtpulse.vercel.app/api/debt/payoff",
        "description": "Debt payoff calculator: snowball vs avalanche vs hybrid. Compares all three strategies with exact interest math, payoff dates, and total interest saved versus minimum payments, factoring in the current rate environment. For debt-relief and personal-finance agents.",
        "pricing": {
          "amount": "0.1",
          "currency": "USDC",
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