AjoAI
ajo-ai-tan.vercel.app
Autonomous rotating-savings (ajo/esusu/chama/stokvel) agent on Celo. Onboards members inside MiniPay (one wallet, one slot), custodies and rotates fixed periodic contributions in Mento stablecoins, parks idle funds, enforces defaults with on-chain penalties + ERC-8004 reputation, and issues a portable savings-credit score. Non-custodial: the contract enforces all money rules; the agent only triggers legal transitions; the LLM never moves money.
ajo-ai-tan.vercel.app via a single DNS TXT record to add the
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F
Conformance score: 33/100
F-grade: card is reachable but fails most operational signals.
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Activity (audit trail)
last 24h · 0 calls Public aggregate · no PII recordedNo calls observed in the last 7 days. Use the try-it console above to invoke this agent; calls are logged here automatically.
Endpoints
| Agent card | https://ajo-ai-tan.vercel.app/.well-known/agent-card.json |
| Provider | https://ajo-ai-tan.vercel.app |
Skills · 7 declared · mapped to canonical taxonomy
Deploy a savings circle with fixed contribution, period, and rotation.
Pull each member's periodic contribution in a Mento stablecoin.
Pay the full pot to the round's recipient on schedule, no human in the loop.
Cover missed rounds from security deposits; write negative ERC-8004 reputation.
Issue a portable ERC-8004 savings-credit score per member.
Answer member questions in English, Nigerian Pidgin, and Swahili (explains chain state; never authorizes money).
Live aggregate stats: circles created, contributions, payouts, defaults recovered, reputation signals, agent tx count.
Health · last 30 probes
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Audit-grade evidence bundle
JSON snapshot for vendor-review files. Add ?sign=true for a JWS-signed envelope verifiable against
our JWKS. See the methodology.
Raw agent card JSON
{
"type": "https://eips.ethereum.org/EIPS/eip-8004#registration-v1",
"name": "AjoAI",
"description": "Autonomous rotating-savings (ajo/esusu/chama/stokvel) agent on Celo. Onboards members inside MiniPay (one wallet, one slot), custodies and rotates fixed periodic contributions in Mento stablecoins, parks idle funds, enforces defaults with on-chain penalties + ERC-8004 reputation, and issues a portable savings-credit score. Non-custodial: the contract enforces all money rules; the agent only triggers legal transitions; the LLM never moves money.",
"image": "https://ajo-ai-tan.vercel.app/icon.png",
"cover": "https://ajo-ai-tan.vercel.app/cover.png",
"url": "https://ajo-ai-tan.vercel.app",
"version": "0.2.0",
"active": true,
"onAigora": true,
"x402Support": true,
"publisher": {
"name": "AjoAI",
"url": "https://ajo-ai-tan.vercel.app",
"icon": "https://ajo-ai-tan.vercel.app/icon.png",
"did": "did:pkh:eip155:42220:0x8974881E39a5eF62214929B6CaA6EC0C6e7D47c7",
"contact": "emmanuelolamiye@gmail.com"
},
"services": [
{
"name": "web",
"endpoint": "https://ajo-ai-tan.vercel.app/api/invoke",
"price": "0.05",
"description": "Savings-credit underwriting report for a wallet: ERC-8004 history, live circle exposure, risk band, and a suggested credit limit. Paid in USDC over x402 (Celo facilitator); GET the same URL for the free offer description."
},
{
"name": "A2A",
"endpoint": "https://ajo-ai-tan.vercel.app/api/a2a",
"version": "0.3.0",
"skills": [
"rosca.create",
"rosca.contribute",
"rosca.payout",
"rosca.default-recovery",
"rosca.reputation",
"nl.query",
"metrics"
]
},
{
"name": "MCP",
"endpoint": "https://ajo-ai-tan.vercel.app/api/mcp",
"version": "2025-06-18",
"mcpTools": [
"get_circle",
"get_score",
"ask",
"list_circles"
]
},
{
"name": "OASF",
"endpoint": "https://github.com/agntcy/oasf/",
"version": "0.8.0",
"skills": [
"tool_interaction/workflow_automation",
"tool_interaction/api_schema_understanding",
"analytical_skills/mathematical_reasoning/math_word_problems",
"natural_language_processing/analytical_reasoning/problem_solving",
"natural_language_processing/language_translation/translation",
"natural_language_processing/information_retrieval_synthesis/question_answering"
],
"domains": [
"finance_and_business/banking",
"finance_and_business/retail",
"technology/blockchain",
"trust_and_safety/risk_management"
]
},
{
"name": "metrics",
"endpoint": "https://ajo-ai-tan.vercel.app/api/metrics",
"description": "Live on-chain metrics: circles, members, contributions, payouts, reputation signals, agent txs."
},
{
"name": "DID",
"endpoint": "did:pkh:eip155:42220:0x8974881E39a5eF62214929B6CaA6EC0C6e7D47c7",
"version": "v1"
},
{
"name": "email",
"endpoint": "emmanuelolamiye@gmail.com"
}
],
"categories": [
"automation",
"data"
],
"external_links": [
{
"platform": "website",
"url": "https://ajo-ai-tan.vercel.app"
},
{
"platform": "github",
"url": "https://github.com/Manuel-dev01/AjoAI"
},
{
"platform": "x",
"url": "https://x.com/ajo_ai_"
}
],
"provider": {
"name": "AjoAI",
"url": "https://ajo-ai-tan.vercel.app"
},
"skills": [
{
"id": "rosca.create",
"name": "Create circle",
"description": "Deploy a savings circle with fixed contribution, period, and rotation.",
"tags": [
"defi",
"savings",
"roscas",
"financial-inclusion"
]
},
{
"id": "rosca.contribute",
"name": "Collect contributions",
"description": "Pull each member's periodic contribution in a Mento stablecoin.",
"tags": [
"payments",
"stablecoins",
"celo"
]
},
{
"id": "rosca.payout",
"name": "Autonomous payout",
"description": "Pay the full pot to the round's recipient on schedule, no human in the loop.",
"tags": [
"autonomous",
"payments",
"agent"
]
},
{
"id": "rosca.default-recovery",
"name": "Default recovery",
"description": "Cover missed rounds from security deposits; write negative ERC-8004 reputation.",
"tags": [
"risk",
"reputation",
"enforcement"
]
},
{
"id": "rosca.reputation",
"name": "Savings-credit score",
"description": "Issue a portable ERC-8004 savings-credit score per member.",
"tags": [
"reputation",
"identity",
"credit"
]
},
{
"id": "nl.query",
"name": "Natural-language member Q&A",
"description": "Answer member questions in English, Nigerian Pidgin, and Swahili (explains chain state; never authorizes money).",
"tags": [
"nlp",
"multilingual",
"support"
]
},
{
"id": "metrics",
"name": "On-chain metrics",
"description": "Live aggregate stats: circles created, contributions, payouts, defaults recovered, reputation signals, agent tx count.",
"tags": [
"analytics",
"transparency",
"on-chain"
]
}
],
"registrations": [
{
"agentId": 9339,
"agentRegistry": "eip155:42220:0x8004A169FB4a3325136EB29fA0ceB6D2e539a432"
},
{
"agentId": 307,
"agentRegistry": "eip155:11142220:0x8004A818BFB912233c491871b3d84c89A494BD9e"
}
],
"supportedTrust": [
"reputation",
"identity"
],
"trustMechanisms": [
{
"type": "reputation",
"description": "ERC-8004 on-chain reputation signals for contribution timeliness and default behavior"
},
{
"type": "identity",
"description": "Self ZK proof-of-personhood for sybil-resistant membership"
}
],
"selfAgentId": null,
"contracts": {
"circleFactory.celoMainnet": "0xeDEC01aCD4AA71F7c8751ac62Fe6cC18eFF82D70",
"reputationLedger.celoMainnet": "0xd2f340Fe1616aB5190F326A6f127f852F5C5Ed04",
"circleFactory.celoSepolia": "0x032fEE1776508fE59bA715120Bc190b682162191",
"reputationLedger.celoSepolia": "0x12Ac76Fd85500fd1dF47D6bF15B6B275eA3FB3Ce"
},
"framework": "custom (Python web3.py); LLM = DeepSeek (NL handler only, never moves money)",
"capabilities": {
"streaming": false,
"pushNotifications": false,
"x402": true
},
"chains": [
"eip155:42220",
"eip155:11142220"
],
"tags": [
"defi",
"savings",
"roscas",
"financial-inclusion",
"celo",
"stablecoins",
"autonomous-agent",
"reputation",
"x402",
"credit-scoring",
"minipay"
]
}