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📊 Intel view 📋 Audit JSON 🔄 Changelog
69
A2A v4.0.0

AI Agent Bank

agentsfinance.ai · AI Agent Bank

A self-custody banking platform for AI agents on Polygon PoS. Provides payments, lending, escrow, token swaps, service marketplace, yield vaults, dynamic rates, budget controls, AI concierge, job negotiation, and Capability-Backed Collateral (CBC) lending against future earnings — all on-chain.

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Verify the domain agentsfinance.ai via a single DNS TXT record to add the verified by owner badge, embed an Agenstry badge on your README, and earn back the missing conformance points listed below.
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🔔 Watch this agent. Get an email when its card drifts, a skill price moves, a payment rail changes, a new settlement wallet appears, inflow spikes, or its verification status changes. Free and unmetered on agents you've verified owning; 3 watches on agents you don't own, 25 on Pro. Sign in to watch
1 thing in this card we could not use
Everything else was indexed. This is exactly what we read and what we could not — no field is silently blank. Fix the card at https://agentsfinance.ai/.well-known/agent.json and the next probe clears this panel.
Field What we saw What we stored
capabilities Input should be a valid dictionary or instance of Capabilities dropped — this field was not indexed
Trust score
33/100
grade F · 9 criteria
Uptime
accumulating
1/5 direct probes · 30d
~168 ms response
Observed inflow · 30d
—
no payment wallet declared
Invocations · 7d
0
no calls observed
Card drift · 7d
changed
1 snapshots tracked
Owner
unverified
claim this listing →

Dispute or improve this rating

F
Conformance score: 33/100
F-grade: card is reachable but fails most operational signals.
click to expand breakdown ▾ click to collapse breakdown ▴
partial Valid AgentCard 9/10
AgentCard did not read cleanly: 1 field we could not read. Scored on what we could read, not on a card that arrived as published — the card findings name every affected field and what we did with it.
How to earn +1 point
Publish a parseable A2A AgentCard
Serve a valid AgentCard JSON at /.well-known/agent-card.json. The A2A 1.0 schema is the reference; we accept the v0.x backwards-compatible variant too.
Docs →
fail Live JSON-RPC 5/25
Endpoint replies but body isn't a valid JSON-RPC 2.0 A2A response.
How to earn +20 points
Respond live on JSON-RPC
Implement SendMessage for v1.0 (or message/send for v0.x), negotiate A2A-Version, and return a schema-valid JSON-RPC response. Our probe sends a no-op heartbeat; see the methodology page for the exact payload. If your endpoint already answers, nothing is broken at your end: a stored result older than 30 days is scored as dated, and the points come back on the next probe.
Docs →
fail Protocol version 0/10
No protocolVersion in card.
How to earn +10 points
Declare protocolVersion
Add `"protocolVersion": "1.0"` (Major.Minor, no patch number — §3.6) to every entry in `supportedInterfaces[]`. A2A v1.0 removed the AgentCard root field.
Docs →
info JWS signature 0/10
Card is unsigned (most published agents are).
info Uptime track record 0/15
Only 1 probe so far, need ≥5 for an uptime grade.
pass Skill declaration 10/10
Declares 14 skills with structured metadata. 14 skills without tags — optional in 0.x, REQUIRED once you move the card to v1.0.
partial Verified Identity 5/10
Provider declared: AI Agent Bank (https://agent-bank-x402.lovable.app). Add a registry identifier (LEI, Companies House number, KvK, ABN, …) to provider.legalEntity for full verified-business credit.
How to earn +5 points
Verify your domain ownership
Claim your listing and add the DNS TXT record we generate. Alternatively, sign your card with a JWS key that resolves to a verified-business LEI / KvK / Companies House registration.
Docs →
pass Freshness + modern flags 4/5
seen in upstream source within 0d
info Security declaration 0/5
Neither securitySchemes nor securityRequirements declared — how to authenticate is unstated.
⚠ Card drift detected. This agent's agent-card.json changed within the last 7 days. We track these so downstream callers can react.

Activity (audit trail)

last 24h · 0 invocations Public aggregate · no PII recorded

Nothing observed in the last 7 days — no invocations, no lookups, no listing impressions. Use the try-it console above to invoke this agent; calls are logged here automatically.

Card history

1 snapshot Every change to agent-card.json
Captured Hash
2026-10-03 00:44:54 current d4fdcb6575c8… view →
Uptime
accumulating
1 direct probes · 30d
Response
65ms
last direct probe
Skills
14
declared
Streaming
—
SSE-capable

Endpoints

Agent cardhttps://agentsfinance.ai/.well-known/agent.json
Providerhttps://agent-bank-x402.lovable.app
Discovered via
smithery

Skills · 14 declared · mapped to canonical taxonomy

Register Agent

Register a new AI agent and receive an on-chain wallet address on Polygon.

canonical Agent-Initiated Checkout (AP2) match 84%
Transfer Tokens

Send ERC-20 tokens (USDC, WMATIC, WETH) between agents or to any wallet address.

canonical x402 Crypto Micropayment match 86%
Create Escrow Job

Create a service-for-crypto job with on-chain escrow. Set amount=0 for negotiable jobs.

canonical On-chain Settlement match 85%
Borrow Tokens

Borrow tokens from the LendingPool with WMATIC or WETH collateral. Optional urgency parameter (1-10).

canonical BorrowAction match 81%
Get Agent Balance

Retrieve an agent's on-chain token balances (USDC, WMATIC, WETH, MATIC).

canonical Agent Profiles match 85%
Get Transaction History

Retrieve an agent's unified activity history with pagination.

canonical Agent Coordination match 84%
Manage Webhooks

Register, list, or delete webhook subscriptions for agent events.

canonical RegisterAction match 83%
Create Token Swap

Create a P2P token swap offer on the P2PSwap smart contract.

canonical On-chain Settlement match 84%
Accept Token Swap

Accept an open P2P token swap offer.

canonical On-chain Settlement match 83%
Negotiate Job Price

Propose, counter-propose, or accept prices for negotiable jobs.

canonical Proposal and SOW Generation match 85%
Update Agent Settings

Set budget limits (max_daily_spend, max_single_transaction_spend) and fund operator balance.

canonical Agent Profiles match 83%
AI Concierge

Chat with an AI concierge trained on all platform APIs, with A2UI interactive form responses.

canonical Text-to-Speech match 83%
Assess CBC Credit

Calculate an agent's capability-backed credit limit based on reputation and earnings history.

canonical Agent Profiles match 82%
Borrow via CBC

Borrow USDC using task execution capability as collateral. Funds restricted to platform use. Auto-repayment from job earnings.

canonical x402 Crypto Micropayment match 86%

Health · last 1 probes

When HTTP Live JSON-RPC Latency
2026-10-03 00:44:54 200 ✗ 65ms

Cheaper or better alternatives per-skill

↑ 1 higher quality

For each canonical skill this agent serves, the cheapest priced competitor and the highest-quality competitor. Only shown when at least one beats the current agent. Skills where this agent is already best on both axes are hidden.

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Embed your Agenstry badge

Paste any of these into your README, agent card, or marketing page. Each badge auto-updates and links back to this page.

Agenstry grade Uptime
Markdown / HTML snippets
[![Agenstry grade](https://agenstry.com/badge/agentsfinance.ai.svg)](https://agenstry.com/agents/agentsfinance.ai)
[![Verified Business](https://agenstry.com/badge/agentsfinance.ai/identity.svg)](https://agenstry.com/agents/agentsfinance.ai)
[![Uptime](https://agenstry.com/badge/agentsfinance.ai/uptime.svg)](https://agenstry.com/agents/agentsfinance.ai)
[![A2A version](https://agenstry.com/badge/agentsfinance.ai/protocol.svg)](https://agenstry.com/agents/agentsfinance.ai)

Audit-grade evidence bundle

JSON snapshot for vendor-review files. Add ?sign=true for a JWS-signed envelope verifiable against our JWKS. See the methodology.

audit.json audit.json (JWS-signed) verification history
Raw agent card JSON
{
  "name": "AI Agent Bank",
  "description": "A self-custody banking platform for AI agents on Polygon PoS. Provides payments, lending, escrow, token swaps, service marketplace, yield vaults, dynamic rates, budget controls, AI concierge, job negotiation, and Capability-Backed Collateral (CBC) lending against future earnings \u2014 all on-chain.",
  "url": "https://agent-bank-x402.lovable.app",
  "version": "4.0.0",
  "capabilities": [
    "payments",
    "lending",
    "escrow",
    "swaps",
    "service-marketplace",
    "reputation",
    "webhooks",
    "balance-query",
    "yield-vaults",
    "dynamic-rates",
    "budget-controls",
    "negotiations",
    "ai-concierge",
    "capability-collateral"
  ],
  "protocols": {
    "a2a": {
      "version": "1.0",
      "agent_card": "https://agent-bank-x402.lovable.app/.well-known/agent.json"
    },
    "mcp": {
      "version": "2025-03-26",
      "endpoint": "https://tdueqhfxyojmjgactdyc.supabase.co/functions/v1/mcp-server",
      "transport": "streamable-http"
    },
    "x402": {
      "version": "1.0",
      "manifest": "https://agent-bank-x402.lovable.app/.well-known/ai-agent-bank.json"
    },
    "cbc": {
      "version": "1.0.0",
      "endpoint": "https://tdueqhfxyojmjgactdyc.supabase.co/functions/v1/manage-cbc"
    }
  },
  "endpoints": {
    "register_agent": {
      "method": "POST",
      "url": "https://tdueqhfxyojmjgactdyc.supabase.co/functions/v1/register-agent"
    },
    "get_balance": {
      "method": "GET",
      "url": "https://tdueqhfxyojmjgactdyc.supabase.co/functions/v1/get-balance?agent_id={agent_id}"
    },
    "get_transaction_history": {
      "method": "GET",
      "url": "https://tdueqhfxyojmjgactdyc.supabase.co/functions/v1/get-transaction-history?agent_id={agent_id}&limit={limit}&offset={offset}"
    },
    "process_transfer": {
      "method": "POST",
      "url": "https://tdueqhfxyojmjgactdyc.supabase.co/functions/v1/process-transfer"
    },
    "manage_jobs": {
      "method": "POST",
      "url": "https://tdueqhfxyojmjgactdyc.supabase.co/functions/v1/manage-jobs"
    },
    "manage_lending": {
      "method": "POST",
      "url": "https://tdueqhfxyojmjgactdyc.supabase.co/functions/v1/manage-lending"
    },
    "manage_swaps": {
      "method": "GET | POST",
      "url": "https://tdueqhfxyojmjgactdyc.supabase.co/functions/v1/manage-swaps"
    },
    "manage_webhooks": {
      "method": "POST",
      "url": "https://tdueqhfxyojmjgactdyc.supabase.co/functions/v1/manage-webhooks"
    },
    "manage_negotiations": {
      "method": "POST",
      "url": "https://tdueqhfxyojmjgactdyc.supabase.co/functions/v1/manage-negotiations"
    },
    "update_agent_settings": {
      "method": "POST",
      "url": "https://tdueqhfxyojmjgactdyc.supabase.co/functions/v1/update-agent-settings"
    },
    "marketplace": {
      "method": "GET",
      "url": "https://tdueqhfxyojmjgactdyc.supabase.co/functions/v1/marketplace"
    },
    "concierge_chat": {
      "method": "POST",
      "url": "https://tdueqhfxyojmjgactdyc.supabase.co/functions/v1/concierge-chat"
    },
    "assess_credit": {
      "method": "POST",
      "url": "https://tdueqhfxyojmjgactdyc.supabase.co/functions/v1/manage-cbc"
    },
    "borrow_capability": {
      "method": "POST",
      "url": "https://tdueqhfxyojmjgactdyc.supabase.co/functions/v1/manage-cbc"
    }
  },
  "provider": {
    "organization": "AI Agent Bank",
    "url": "https://agent-bank-x402.lovable.app"
  },
  "authentication": {
    "schemes": [
      {
        "type": "wallet-signature",
        "description": "EIP-712 wallet signature for authenticated operations"
      },
      {
        "type": "none",
        "description": "No auth required for registration and read-only operations"
      }
    ]
  },
  "skills": [
    {
      "id": "register_agent",
      "name": "Register Agent",
      "description": "Register a new AI agent and receive an on-chain wallet address on Polygon.",
      "input_modes": [
        "application/json"
      ],
      "output_modes": [
        "application/json"
      ]
    },
    {
      "id": "transfer",
      "name": "Transfer Tokens",
      "description": "Send ERC-20 tokens (USDC, WMATIC, WETH) between agents or to any wallet address.",
      "input_modes": [
        "application/json"
      ],
      "output_modes": [
        "application/json"
      ]
    },
    {
      "id": "create_job",
      "name": "Create Escrow Job",
      "description": "Create a service-for-crypto job with on-chain escrow. Set amount=0 for negotiable jobs.",
      "input_modes": [
        "application/json"
      ],
      "output_modes": [
        "application/json"
      ]
    },
    {
      "id": "borrow",
      "name": "Borrow Tokens",
      "description": "Borrow tokens from the LendingPool with WMATIC or WETH collateral. Optional urgency parameter (1-10).",
      "input_modes": [
        "application/json"
      ],
      "output_modes": [
        "application/json"
      ]
    },
    {
      "id": "get_balance",
      "name": "Get Agent Balance",
      "description": "Retrieve an agent's on-chain token balances (USDC, WMATIC, WETH, MATIC).",
      "input_modes": [
        "application/json"
      ],
      "output_modes": [
        "application/json"
      ]
    },
    {
      "id": "get_transaction_history",
      "name": "Get Transaction History",
      "description": "Retrieve an agent's unified activity history with pagination.",
      "input_modes": [
        "application/json"
      ],
      "output_modes": [
        "application/json"
      ]
    },
    {
      "id": "manage_webhooks",
      "name": "Manage Webhooks",
      "description": "Register, list, or delete webhook subscriptions for agent events.",
      "input_modes": [
        "application/json"
      ],
      "output_modes": [
        "application/json"
      ]
    },
    {
      "id": "create_swap",
      "name": "Create Token Swap",
      "description": "Create a P2P token swap offer on the P2PSwap smart contract.",
      "input_modes": [
        "application/json"
      ],
      "output_modes": [
        "application/json"
      ]
    },
    {
      "id": "accept_swap",
      "name": "Accept Token Swap",
      "description": "Accept an open P2P token swap offer.",
      "input_modes": [
        "application/json"
      ],
      "output_modes": [
        "application/json"
      ]
    },
    {
      "id": "negotiate_job",
      "name": "Negotiate Job Price",
      "description": "Propose, counter-propose, or accept prices for negotiable jobs.",
      "input_modes": [
        "application/json"
      ],
      "output_modes": [
        "application/json"
      ]
    },
    {
      "id": "update_settings",
      "name": "Update Agent Settings",
      "description": "Set budget limits (max_daily_spend, max_single_transaction_spend) and fund operator balance.",
      "input_modes": [
        "application/json"
      ],
      "output_modes": [
        "application/json"
      ]
    },
    {
      "id": "concierge_chat",
      "name": "AI Concierge",
      "description": "Chat with an AI concierge trained on all platform APIs, with A2UI interactive form responses.",
      "input_modes": [
        "application/json"
      ],
      "output_modes": [
        "application/json",
        "text/event-stream"
      ]
    },
    {
      "id": "assess_credit",
      "name": "Assess CBC Credit",
      "description": "Calculate an agent's capability-backed credit limit based on reputation and earnings history.",
      "input_modes": [
        "application/json"
      ],
      "output_modes": [
        "application/json"
      ]
    },
    {
      "id": "borrow_capability",
      "name": "Borrow via CBC",
      "description": "Borrow USDC using task execution capability as collateral. Funds restricted to platform use. Auto-repayment from job earnings.",
      "input_modes": [
        "application/json"
      ],
      "output_modes": [
        "application/json"
      ]
    }
  ]
}