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100
MCP live MCP 2025-11-25 streamable-http

RateZip Bank Deposit and Mortgage Rates

com.ratezip/rates

Live US savings, CD, mortgage & HELOC rates with source + timestamp on every figure.

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Uptime
100.0%
5 direct probes · 30d
Response
709ms
last probe
Tools
5
callable
Resources
2
readable
Prompts
0
available
Primary URL
https://mcp.ratezip.com/mcp
Score: 100/100
Handshake verified by our own probe.
why this score
pass Answers the MCP handshake 50/50
The handshake and the list calls succeeded on the primary URL.
pass Lists tools, resources or prompts 30/30
5 tools, 2 resources, 0 prompts returned.
pass 3 or more catalogue items 10/10
7 items in total; 3 or more earns these points.
pass Describes itself 10/10
84 characters; more than 30 earns these points.

Tools · 5

compare_deposit_options

Compare observed US savings and CD APYs for a balance, holding period, state, monthly-fee and direct-deposit requirements. Returns sourced facts, unknown/conflicting terms and conditional gross-intere…

get_savings_rates

Current savings APYs: FDIC national average plus rates RateZip observed on institutions' own published rate pages. Every row carries an observation timestamp, source, and staleness status. Optional ba…

get_cd_rates

Current CD APYs: FDIC national averages by term plus RateZip-observed institution rates (with terms, minimums/conditions, observation timestamps, sources, and staleness status). Pass term_months (e.g.…

get_mortgage_rates

Current mortgage rates grouped by loan type: rates RateZip observed on lenders' own published rate pages, each with note rate, APR, representative-scenario conditions, observation timestamp, source, a…

calculate_deposit_earnings_difference

Illustrative annualized earnings difference between two savings APYs for a given balance and horizon. Defaults: current = FDIC national average savings rate, comparison = highest RateZip-observed savi…

Resources · 2

rates-cards-widget ui://ratezip/rates-cards-v2.html
rates-cards-widget-legacy ui://ratezip/rates-cards.html

How to use

Add to your Claude Desktop / Cursor / Cline MCP config:

{
  "mcpServers": {
    "ratezip_bank_deposit_and_mortgage_rates": {
      "url": "https://mcp.ratezip.com/mcp",
      "transport": "streamable-http"
    }
  }
}