Back to search
100
MCP live MCP 2025-11-25 streamable-http

SwitchWize MCP

io.github.switchwize/switchwize-mcp

Read-only US deposit and mortgage rate tools, freshness metadata, and SwitchWize indices.

Watch this dependency Share evidence report
Uptime
100.0%
5 direct probes · 30d
Response
1155ms
last probe
Tools
18
callable
Resources
4
readable
Prompts
3
available
Primary URL
https://www.switchwize.com/api/mcp
Score: 100/100
Handshake verified by our own probe.
pass Answers the MCP handshake 50/50
The handshake and the list calls succeeded on the primary URL.
pass Lists tools, resources or prompts 30/30
18 tools, 4 resources, 3 prompts returned.
pass 3 or more catalogue items 10/10
25 items in total; 3 or more earns these points.
pass Describes itself 10/10
89 characters; more than 30 earns these points.

Tools · 18

get_top_rates

Return top SwitchWize rates with freshness and attribution. Savings, CDs, checking and money market answer only from their editor-approved snapshot. A category with no approved release yet returns no …

get_top_hysa_rates

Return top high-yield savings rates with freshness and attribution. Answers only from the editor-approved snapshot; before its first release it returns no ranked rates and says so (approval_status: no…

get_bank_gap

Estimate annual savings interest forgone for a supplied balance and optional bank name. comparisonApy is the average of the top three tracked savings rates, not an average across all banks; bankCount …

compare_switch_savings

Compare a user's current APY with SwitchWize's current top savings APY for a balance.

get_rate_freshness

Return public data source freshness status and affected routes. savings is an alias for hysa; money-market is an alias for mma. Also supports cds, checking, macro, bank-gap-index, and indices. Omit ca…

get_index_dataset

Return a SwitchWize index dataset summary and recent series.

get_bank_gap_index

Return the current SwitchWize Bank Gap Index headline value, latest release, and methodology URL.

get_reality_score

Estimate the modeled annual value of a supported premium credit card for a consumer segment. Supply a card slug or name and optionally a segment ID; the default is occasional-traveler. Return segment …

get_card_offers

Return current credit-card welcome-bonus offers (non-targeted, confidence-gated), each with a verified timestamp, source URL, and the card's own 12-month best.

get_transfer_bonuses

Return current point-transfer bonuses across tracked bank-to-partner routes, each with a verified timestamp, source URL, and best-ever-for-route when real history exists.

get_card_changes

Return recent verified credit-card fee and APR changes, most recent first. Each event is a diff between two confirmed snapshots of the same card.

get_reward_valuations

Return SwitchWize points/miles valuations (cents per point) per reward currency, with sample size and provisional/published status.

best_move_this_week

Given the credit cards a user holds, rank this week's dollar-valued actions: which held card to use per spend category, welcome offers at a 12-month high on cards not held, active transfer bonuses, an…

get_cd_rollover_rules

Return verified CD rollover rules for one bank, or every bank SwitchWize has verified: what happens automatically at maturity if the customer does nothing, the grace period, how to stop the rollover, …

get_card_downgrade_path

Return verified credit-card product-change (downgrade) paths and the issuer's fee-refund window: which no-fee or lower-fee card a given card can be product-changed to, and how long after the annual fe…

get_fed_hike_pass_through

Return how much of the latest Federal Reserve rate hike each tracked savings account has passed through to savers so far: rate before the hike, rate now, change in basis points, pass-through share, an…

compare_accounts

Compare two to five named banks on the editor-approved rates for savings, money market, checking or CDs (CDs by termMonths, default 12). For a balance, return each bank's APY, yearly interest, the gap…

business_card_cost

Estimate yearly rewards minus annual, foreign and late fees for four small-business credit cards, given monthly spend, spend in the bonus category, share of spend abroad and late payments per year. Fe…

Resources · 4

SwitchWize methodology

How SwitchWize sources, verifies, and labels rate/card/reward data — read this before citing a SwitchWize figure as authoritative.

switchwize://methodology
Freshness and verification policy

What freshnessStatus, asOf, and verified_at mean on every tool response, and how stale is too stale to act on.

switchwize://freshness-policy
Tool catalog

All 16 public-data tools with descriptions and suggested chaining — a compact reference so a client doesn't need to re-request tools/list to remember what's available.

switchwize://tools
Supported institutions

How to get the full list of banks/cards SwitchWize tracks for a given category — this server does not hardcode the list (it changes as coverage grows), it points to the tool that returns it live.

switchwize://supported-institutions

Prompts · 3

audit_savings

Check whether the user is losing money by keeping cash at their current bank, and what the annual gap is.

audit_wallet

Given the credit cards a user holds, find this week's highest-value move: which card to use per spend category, unheld offers at a 12-month high, and active transfer bonuses.

prepare_cd_maturity

Explain what happens automatically when a CD matures at a given bank (or every verified bank), and whether the rollover rate is competitive.

How to use

Claude Desktop or claude.ai: add a custom connector (Customize → Connectors; on Team and Enterprise plans an owner adds it under Organization settings → Connectors) with this server URL: https://www.switchwize.com/api/mcp

Cursor or Cline: add to your MCP config:

{
  "mcpServers": {
    "switchwize_mcp": {
      "url": "https://www.switchwize.com/api/mcp",
      "transport": "streamable-http"
    }
  }
}