io.github.financeratecalc/frc-mcp
io.github.financeratecalc/frc-mcpFHA denial statistics from the 2025 federal HMDA record. 12 tools incl. counterparty screen.
Score: 100/100
Handshake verified by our own probe.
Tools · 17
Checks a proposed statement of a FinanceRateCalc figure against that figure's published use contract, so the sentence can be verified before it is written. Two input modes. (A) Flags: claim id plus th…
ANSWERS: "how often are FHA loans denied", "what is the FHA denial rate", "what share of FHA applications are rejected", "how many were denied in 2025". Returns the national 2025 figure with its unive…
ANSWERS: "what is <lender>'s FHA denial rate", "does <lender> reject a lot of FHA applications", "how strict is <lender>", "how does <lender> compare". PARAM: lender name, slug or LEI. Returns that le…
ANSWERS: "how many FHA applications are withdrawn", "what share of FHA applications never reach a decision", "how many approved FHA loans are not taken", "why is the denied share 16.8% here and the de…
ANSWERS: "which FHA lender denies the most or the fewest", "rank FHA lenders by denial rate", "which lenders are covered", "how wide is the spread". Returns the ranked list of the 100 largest FHA lend…
ANSWERS: "are small mortgages denied more often", "is it harder to get a small FHA loan", "which state punishes small loans most", "does loan size affect denial". PARAM: optional two-letter state; omi…
ANSWERS: "why are FHA loans denied", "what is the most common denial reason", "which lender cites incomplete applications most", "how often is debt-to-income the reason". PARAM: optional lender; omit …
ANSWERS: "what is the FHA denial rate in <state>", "is it harder to get an FHA loan in <state>", "how does <state> compare with the national rate". PARAM: two-letter USPS code only (OH, TX); full name…
ANSWERS: "does it matter which lender you apply to", "how much of a denial is the lender rather than the borrower", "what is the Door Effect". Returns the variance decomposition: lender identity is as…
ANSWERS: "do lenders differ within one city", "what is the FHA denial gap in <metro>", "which lender is strictest in <metro>", "how much does the lender matter locally". PARAM: metro name or slug. Ret…
ANSWERS: "run my list of lenders through the federal record", "screen these LEIs", "which of my counterparties deny more than their applicant mix predicts". PARAM: a list of public LEIs. Returns per-e…
ANSWERS: "what would it cost to screen this list", "how many of my LEIs are covered". PARAM: a list of public LEIs. Returns coverage and price for a list of LEIs without running the screen, so the cos…
ANSWERS: "can I screen a group of lenders", "what ready-made lender groups can I run", "show me an example screen". Returns the public cohorts screenable without uploading anything, with size and defi…
ANSWERS: "run the screen on <cohort>", "how do these lenders compare against expectation". PARAM: cohort id from list_cohorts. Returns the peer-adjusted screen: observed versus expected denial rate, c…
ANSWERS: "does this lender's strictness depend on loan size or leverage", "where is <lender> hardest", "is the gap the same across the market". PARAM: lender name or slug. Returns how that lender's pe…
ANSWERS: "what is the current FHA loan limit", "what are the 2026 HOEPA / QM thresholds", "what is the VA funding fee table", "which FHA MIP table is in force". PARAM: rule_id (from the index) or omit…
ANSWERS: "what is the FHA annual MIP for a $300,000 loan at 85% LTV over 15 years", "what MIP rate applies to my FHA case". PARAMS: base_loan_amount (USD), ltv_pct (e.g. 96.5), term_years, case_number…
Resources · 9
386 claims: receipt, canonical sentence, what the figure does not establish, dated correction, which crawler last verified it, verify URL. Rebuilt daily.
https://financeratecalc.com/llms-full.txt
Short index of pages, feeds and endpoints.
https://financeratecalc.com/llms.txt
Every claim id with its document URL; each document carries its receipt and hash rule.
https://financeratecalc.com/claims/index.json
Every dated correction and error family, with the claim ids each one touches. Poll daily.
https://financeratecalc.com/corrections.json
How to verify any receipt from this publisher without this server: hash rules, hash history, claim URL template.
https://financeratecalc.com/.well-known/receipt.json
Which crawler verified which receipt, by day. Bots only. A check, not a citation.
https://financeratecalc.com/transparency/crawl-ledger.json
Dated regulatory tables with effective dates and qualifiers: FHA MIP, FHA/FHFA limits, HOEPA/QM thresholds, VA funding fee.
https://financeratecalc.com/rules/index.json
Every lender, metro and state slug with its data file.
https://financeratecalc.com/api/index.json
The publisher-independent receipt grammar, verify statuses and conformance suite.
https://financeratecalc.com/spec/receipt-1.0.md
Prompts · 3
Restate one published figure in its canonical form, with period, population, program and the receipt next to the number. Fetches the claim document and contract; the model does the restating.
Audit a paragraph that quotes this publisher's figures: each number matched to a receipted claim, qualifiers kept or dropped, sentence patterns the record cannot support (prediction, recommendation, c…
Produce the citation block for one claim: canonical sentence, receipt, verify URL, attribution line, licence.
How to use
Claude Desktop or claude.ai: add a custom connector (Customize → Connectors; on Team and Enterprise plans an owner adds it under Organization settings → Connectors) with this server URL: https://frc-mcp.ziyetis.workers.dev
Cursor or Cline: add to your MCP config:
{
"mcpServers": {
"io.github.financeratecalc/frc-mcp": {
"url": "https://frc-mcp.ziyetis.workers.dev",
"transport": "http"
}
}
}