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100
MCP live MCP 2025-11-25 streamable-http

Clara Mortgage Assistant

io.github.clara-finance/clara-mortgage-assistant

Deterministic Canadian mortgage calculations for qualification, debt service, LTV, and penalties.

Watch this dependency Share evidence report
Uptime
100.0%
5 direct probes · 30d
Response
1123ms
last probe
Tools
6
callable
Resources
0
readable
Prompts
0
available
Primary URL
https://mcp.claratech.ai/mcp
Score: 100/100
Handshake verified by our own probe.
pass Answers the MCP handshake 50/50
The handshake and the list calls succeeded on the primary URL.
pass Lists tools, resources or prompts 30/30
6 tools, 0 resources, 0 prompts returned.
pass 3 or more catalogue items 10/10
6 items in total; 3 or more earns these points.
pass Describes itself 10/10
97 characters; more than 30 earns these points.

Tools · 6

refuse_unsupported_mortgage_request

Returns a fixed explanation that a request is outside this calculator's scope, with a calculation it can do instead. Categories: approval or underwriting decisions, lender or product recommendations, …

compare_mortgage_scenarios

Compares up to six Canadian fixed-rate payment and amortization scenarios using deterministic calculations. Works only from explicit, non-identifying numbers in the request. Returns calculations only:…

calculate_qualification

Calculates the B-20 qualifying rate, the qualifying payment, and the resulting GDS/TDS from a principal, contract rate, amortization, and income. It computes the payment itself, so it needs those loan…

calculate_debt_service

Calculates Canadian GDS and TDS ratios from a monthly mortgage payment that is already known, plus income, housing costs, and other monthly debts. It takes the payment as given and needs no principal,…

calculate_ltv

Calculates Canadian loan-to-value and combined loan-to-value from the loan amount, other secured positions, and a purchase price, an appraised value, or both. Ratios are not an approval or suitability…

estimate_prepayment_penalty

Estimates three-months-interest and simplified interest-rate-differential prepayment penalties. Lender discharge statements remain authoritative. Works only from explicit, non-identifying numbers in t…

How to use

Claude Desktop or claude.ai: add a custom connector (Customize → Connectors; on Team and Enterprise plans an owner adds it under Organization settings → Connectors) with this server URL: https://mcp.claratech.ai/mcp

Cursor or Cline: add to your MCP config:

{
  "mcpServers": {
    "clara_mortgage_assistant": {
      "url": "https://mcp.claratech.ai/mcp",
      "transport": "streamable-http"
    }
  }
}