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100
MCP live MCP 2025-11-25 streamable-http

Clara Mortgage Assistant

io.github.clara-finance/clara-mortgage-assistant

Deterministic Canadian mortgage calculations for qualification, debt service, LTV, and penalties.

Uptime
100.0%
3 direct probes · 30d
Response
910ms
last probe
Tools
6
callable
Resources
0
readable
Prompts
0
available
Primary URL
https://mcp.claratech.ai/mcp

Tools · 6

refuse_unsupported_mortgage_request

MUST be called whenever the user asks whether a borrower should be approved, denied, pre-approved, conditionally approved, underwritten, or assessed for suitability. Also call it for lender or product…

compare_mortgage_scenarios

Compare up to six Canadian fixed-rate payment and amortization scenarios using deterministic calculations. Use only with explicit, non-identifying numeric inputs. Calculation only: never use this tool…

calculate_qualification

Calculate the B-20 qualifying rate, qualifying payment, and resulting GDS/TDS from a supplied principal, contract rate, amortization, and income. Use this tool only when the qualifying payment must be…

calculate_debt_service

MUST use this tool when the user supplies a monthly mortgage payment and asks for Canadian GDS or TDS. Calculate the ratios directly from that payment, income, and monthly obligations. Do not request …

calculate_ltv

Calculate Canadian loan-to-value and combined loan-to-value using purchase price, appraisal, and secured positions. Ratios are not an approval or suitability decision. Use only with explicit, non-iden…

estimate_prepayment_penalty

Estimate three-months-interest and simple IRD prepayment penalties; lender discharge statements remain authoritative. Use only with explicit, non-identifying numeric inputs. Calculation only: never us…

How to use

Add to your Claude Desktop / Cursor / Cline MCP config:

{
  "mcpServers": {
    "clara_mortgage_assistant": {
      "url": "https://mcp.claratech.ai/mcp",
      "transport": "streamable-http"
    }
  }
}