io.github.alvisooculus/optionsahoy-mcp

Use this when someone asks how or when to exercise incentive stock options (ISOs), whether exercising will trigger an AMT bomb or phantom income, whether to exercise early, how to plan around the alte…

Use this when someone asks whether to exercise and hold or exercise and sell non-qualified stock options (NSOs), about a cashless exercise or same-day sale of NSOs, or what tax an NSO exercise trigger…

Use this when someone asks whether to sell RSUs at vest or hold them, whether to sell their vested shares or diversify out of company stock, or about the tax and withholding on a restricted stock unit…

Use this when someone asks how risky a large single-stock position is, whether too much of their net worth is in one stock, whether they are over-concentrated in a single name, or how to reduce or div…

Use this when someone asks how much it costs to hedge or protect a stock position against a drop, to protect gains, get downside protection, or limit losses on a position, or to price a protective put…

Use this when someone asks whether stock qualifies for the qualified small business stock (QSBS) / Section 1202 gain exclusion, whether their startup stock can be sold tax-free, about the 5-year QSBS …

Use this when someone asks which shares to sell and when to reach a cash goal by a deadline (down payment, tuition, a tax bill), or how to fund a goal from equity at a lower tax cost. Multi-year, mult…

Use this when someone asks which vested RSU lots to sell first, in which years, to divest part of a concentrated company-stock position, compared on total computed tax: "I want to sell down half my Am…

Why a single-year ISO exercise can produce a six-figure AMT bill in cash before any shares are sold, and how multi-year scheduling, state AMT, and the calendar boundary change the answer. Pair with am…

When holding NSO shares past exercise for long-term capital gains beats selling immediately, and the six common mistakes that erase the gain. Pair with nso_calculate.

Why employer 22% RSU withholding under-withholds for most tech employees, and the five recurring mistakes that turn the gap into a six-figure April surprise. Pair with rsu_sell_vs_hold.

Why the top ~4% of stocks have historically created all net wealth while most lag T-bills, the after-tax cost of de-concentrating, and the five common mistakes equity holders make. Pair with concentra…

How a protective put, zero-cost collar, or put spread truncates single-stock downside, what the protection actually costs in dollars and forgone upside, and seven common mistakes. Pair with protective…

How Section 1202 zeros out federal capital gains tax on $10-15M of stock gain, the six statutory tests, the OBBBA 2026 tiered exclusion, and five common disqualification traps. Pair with qsbs_check.

Why "how many shares do I sell for $X after tax" is a multi-year scheduling problem, how holding period, lot selection, and shortfall risk change the answer, and the common mistakes. Pair with equity_…

The public-stock symbols whose expected growth the optional `ticker` shortcut resolves, plus how the same shortcut resolves volatility. Symbols outside the list need the numeric fields supplied direct…

UI template referenced by the tools’ openai/outputTemplate metadata. Not a document: ChatGPT renders it to show the pre-filled calculator link verbatim. Other clients can ignore it.

Plan a multi-year Incentive Stock Option (ISO) exercise schedule that maximizes after-tax Net Final Value (NFV) at the planning horizon, accounting for AMT, AMT credit recovery, and stock-price drag f…

Compare sell-at-exercise vs hold-for-long-term-capital-gains on a non-qualified stock option (NSO) exercise, including federal, state, and FICA. Uses the nso_calculate tool.

Compare sell-at-vest vs hold-for-LTCG on a Restricted Stock Unit (RSU) vest, accounting for the 22% employer withholding gap and concentration risk. Uses the rsu_sell_vs_hold tool.

Score single-stock concentration risk and produce a sell-down vs hold vs hedge schedule with multi-year tax math. Uses the concentration_analyze tool.

Price a protective put, zero-cost collar, or put spread on a single-stock position against last-close implied vol (sector-typical fallback). Uses the protective_put_price tool.

Check Section 1202 Qualified Small Business Stock (QSBS) qualification against the six statutory tests and compute the OBBBA 2026 tiered exclusion. Uses the qsbs_check tool.

Plan the minimum-tax sell schedule to net a target after-tax dollar amount by a target date from existing stock holdings (down payment, tuition, surgery, etc.). Uses the equity_funding_plan tool.

Analyze a whole equity position end to end and return one reconciled plan: single-stock concentration risk, the tax on the ISO/NSO/RSU events behind the holdings, an optional hedge price, and an optio…