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Keep an accepted snapshot in agents.lock.json. CI returns allow, review or block with reasons.
Gaps default to review. A lock records your acceptance, not a supplier attestation.
API referenceFor teams using external agents and MCP servers: inspect evidence, watch changes, record what you accepted.
Check a client configuration locally · Agency pilot
Runtime observation: 2026-11-09T05:47:04.799628+00:00 · State: live
Watches availability, tools and schemas, auth access, endpoints and lifecycle notices. Only complete schemas are compared. OAuth scope and consent-screen changes are not measured.
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{
"auth": "anonymous",
"availability": "live",
"endpoint": "https://mcp.rateapi.dev/mcp",
"legal_identity": null,
"lifecycle": null,
"observed_at": "2026-11-09T05:47:04.799628+00:00",
"registry_status": null,
"subject": {
"id": "dev.rateapi/mcp",
"kind": "mcp"
},
"tools": {
"names": [
"add_campaign_recipients",
"analyze_rent_vs_buy",
"assess_buy_timing",
"assess_rate_lock",
"batch_decisions",
"build_amortization_schedule",
"check_advice_guardrails",
"check_competitive_position",
"check_membership_eligibility",
"compare_personal_access_catalogs",
"compare_products",
"compare_reachable_offers",
"compare_total_cost",
"create_competitor_monitor",
"create_email_campaign",
"create_monitor",
"delete_cohort",
"delete_digest",
"delete_email_campaign",
"delete_monitor",
"delete_scenario",
"deliver_test_webhook",
"estimate_affordability",
"estimate_monthly_cost",
"evaluate_eligibility_cohort",
"explain_ranking",
"extract_eligibility_facts",
"find_credit_unions_near_zip",
"find_eligible_credit_unions",
"find_product_rates_near_zip",
"find_reachable_offers",
"generate_client_report",
"generate_share_link",
"get_benchmarks",
"get_cohort",
"get_coverage",
"get_credit_union",
"get_deposit_benchmarks",
"get_deposit_beta",
"get_doc",
"get_eligibility_changes",
"get_eligibility_coverage",
"get_email_branding",
"get_extraction_stats",
"get_financing_decision",
"get_league_table",
"get_monitor",
"get_monitor_stats",
"get_personal_access_catalog",
"get_product_access_envelopes",
"get_rate_delta",
"get_rate_history",
"get_scenario",
"get_usage",
"list_cohorts",
"list_credit_unions",
"list_decision_logs",
"list_digests",
"list_email_campaigns",
"list_monitors",
"list_rate_alerts",
"list_rates",
"list_scenarios",
"list_shares",
"list_webhook_deliveries",
"max_loan",
"optimize_buydown",
"project_pmi_removal",
"rate_sanity_check",
"refinance_break_even",
"remove_campaign_recipient",
"resolve_eligibility_entities",
"revoke_share",
"save_cohort",
"save_scenario",
"scan_portfolio",
"scan_savings",
"schedule_digest",
"search_docs",
"search_eligibility_entities",
"send_campaign_now",
"send_test_campaign",
"set_email_branding",
"simulate_decision",
"simulate_monitor",
"subscribe_rate_alert",
"unsubscribe_rate_alert",
"update_email_campaign",
"update_monitor"
],
"names_truncated": false,
"sha256": "a854a022d2305cb3611761a1ccbc6786bc659393356a669f8f63c72b3ce27e5e"
},
"tools_complete": true,
"tools_observed_at": "2026-11-09T05:47:04.799628+00:00",
"version": null
}Keep an accepted snapshot in agents.lock.json. CI returns allow, review or block with reasons.
Gaps default to review. A lock records your acceptance, not a supplier attestation.
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