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100
MCP live MCP 2026-07-28 streamable-http

Arthr — Australian home loans

au.com.arthr/mcp

Real Australian lender serviceability, plus repayments, borrowing power and stamp duty.

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Uptime
100.0%
5 direct probes · 30d
Response
1158ms
last probe
Tools
10
callable
Resources
0
readable
Prompts
0
available
Primary URL
https://www.arthr.com.au/api/mcp
Score: 100/100
Handshake verified by our own probe.
why this score
pass Answers the MCP handshake 50/50
The handshake and the list calls succeeded on the primary URL.
pass Lists tools, resources or prompts 30/30
10 tools, 0 resources, 0 prompts returned.
pass 3 or more catalogue items 10/10
10 items in total; 3 or more earns these points.
pass Describes itself 10/10
87 characters; more than 30 earns these points.

Tools · 10

estimate_repayments

Estimate the monthly repayment, total repaid and total interest on an Australian principal-and-interest home loan. Use this when someone asks what a loan would cost them each month, or how much intere…

estimate_borrowing_power

Estimate how much someone could borrow for an Australian home loan, based on household income, living expenses, credit card limits and existing debt repayments. Applies Australian resident income tax …

estimate_refinance_savings

Compare an existing home loan rate against a lower one and estimate the monthly and whole-of-term saving. Use this when someone asks whether refinancing is worth it, or what dropping their rate would …

estimate_refinance_break_even

Work out how many months it takes for a refinance to pay for itself once switching costs are counted, and what the net saving is after them. Call this rather than estimate_refinance_savings when someo…

estimate_equity_and_lvr

Work out loan-to-value ratio, equity, and — the part that matters — how much of that equity is actually usable. Value minus balance is not what a borrower can borrow: lenders generally release to 80% …

estimate_stamp_duty

Estimate stamp (transfer) duty on an Australian residential property purchase, for any state or territory, including first-home and owner-occupier concessions. Duty scales differ in every jurisdiction…

lookup_discharge_process

Look up how to discharge a mortgage with a specific Australian lender — the name of the form, a link to it on the lender's own site, where the completed form is submitted, the lender-stated processing…

check_servicing

Run a REAL serviceability calculation across a panel of Australian lenders and get back, per lender, how much they would lend, whether they would lend at all, the rate they'd assess at, and — where th…

compare_rates

Lenders' advertised rates on arthr's panel for a loan of this size, at this loan-to-value band, purpose and repayment type, lowest first. Variable rates come with comparison rates where held; fixed te…

find_products

Home loan products from lenders on arthr's panel that have every feature asked for (offset, redraw, extra repayments, portable, no annual fee), priced at this loan's loan-to-value band, sorted by comp…

How to use

Add to your Claude Desktop / Cursor / Cline MCP config:

{
  "mcpServers": {
    "arthr_\u2014_australian_home_loans": {
      "url": "https://www.arthr.com.au/api/mcp",
      "transport": "streamable-http"
    }
  }
}