{"audit":{"version":"1.5","generated_at":"2026-09-21T08:59:31.263068+00:00","generated_by":"Agenstry","report_url":"https://agenstry.com/agents/agents.abapays.com","methodology_url":"https://agenstry.com/methodology","verifier_jwks_url":"https://agenstry.com/.well-known/jwks.json","subject":{"domain":"agents.abapays.com","name":"AbaPay","url":"https://agents.abapays.com/.well-known/agent-card.json"}},"identity":{"provider":{"organization":"AbaPay","url":"https://agents.abapays.com"},"registry_verification":null,"signature":{"signed":false,"signature_valid":null}},"protocol":{"version":"0.3.0","supports_streaming":false,"supports_push_notifications":false},"operational":{"live_state":"live","live_responds":true,"last_status_code":200,"last_elapsed_ms":425,"last_error":null},"track_record":{"first_seen":"2026-09-21T07:26:36.056909+00:00","last_checked":"2026-09-21T07:26:36.056909+00:00","last_seen_ok":"2026-09-21T07:26:36.056909+00:00","checks_total":1,"checks_ok":1,"uptime_pct":100.0,"uptime_window_days":30,"uptime_probes":1,"archived":false,"archived_reason":null},"conformance":{"score":61,"grade":"C","summary":"C-grade: usable but has clear conformance issues, review the breakdown below.","criteria":[{"key":"valid_card","label":"Valid AgentCard","points":10,"max_points":10,"status":"pass","detail":"Parseable AgentCard returned by the well-known endpoint (Agenstry readiness signal; not an official TCK certification)."},{"key":"live_responds","label":"Live JSON-RPC","points":25,"max_points":25,"status":"pass","detail":"Endpoint responds to a negotiated A2A SendMessage probe (answers in ~641 ms)."},{"key":"protocol_version","label":"Protocol version","points":5,"max_points":10,"status":"partial","detail":"Declares pre-1.0 A2A 0.3.0 (Google preview). Upgrade to v1.x for full points."},{"key":"signature","label":"JWS signature","points":0,"max_points":10,"status":"info","detail":"Card is unsigned (most published agents are)."},{"key":"uptime","label":"Uptime track record","points":0,"max_points":15,"status":"info","detail":"Only 1 probe so far, need ≥5 for an uptime grade."},{"key":"skills","label":"Skill declaration","points":10,"max_points":10,"status":"pass","detail":"Declares 10 skills with structured metadata."},{"key":"verified_identity","label":"Verified Identity","points":5,"max_points":10,"status":"partial","detail":"Provider declared: AbaPay (https://agents.abapays.com). Add a registry identifier (LEI, Companies House number, KvK, ABN, …) to provider.legalEntity for full verified-business credit."},{"key":"freshness","label":"Freshness + modern flags","points":4,"max_points":5,"status":"pass","detail":"seen in upstream source within 0d"},{"key":"security","label":"Security declaration","points":2,"max_points":5,"status":"partial","detail":"Declares 1 security scheme(s) but none use PKCE or mTLS."}]},"card_read":{"findings":[],"clean":true,"source_url":"https://agents.abapays.com/.well-known/agent-card.json"},"skills":[{"id":"describe_capabilities","name":"Describe capabilities","description":"List what AbaPay can pay (airtime, data, electricity, cable, etc.), any services currently paused, and example requests. Call this first if unsure what is supported.","tags":["discovery","capabilities"],"examples":["What can AbaPay pay for?"],"inputModes":[],"outputModes":[]},{"id":"check_balance","name":"Check wallet balance","description":"Check a linked wallet's stablecoin balances and remaining agent spending allowance. Works with no arguments once this connector is authorized via OAuth.","tags":["balance","wallet","stablecoin","celo","base"],"examples":["What is the linked wallet's USDC balance and approved limit?"],"inputModes":[],"outputModes":[]},{"id":"list_plans","name":"List purchasable plans","description":"List the REAL, currently purchasable plans for a service that needs one — DATA bundles, CABLE packages, or EDUCATION products (WAEC/JAMB) — with their exact codes and current VTpass prices. ALWAYS call this before pay_bill for these three services and pass back one of the returned codes as variation_code. Never guess a plan, a code, or a price — if this returns nothing usable, say so rather than i","tags":["catalogue","data","cable","education"],"examples":["List MTN data plans"],"inputModes":[],"outputModes":[]},{"id":"list_international_options","name":"Browse international options","description":"Browse the REAL, live international top-up catalogue (140+ countries) one level at a time. Call with no country to see supported countries. Add country to see its product types. Add product_type_id to see operators. Add operator_id too to see real, currently purchasable plans with their exact codes, foreign-currency price, and NGN-equivalent cost. ALWAYS call this before pay_bill with service: INT","tags":["international","airtime","data","catalogue"],"examples":["What airtime operators are available in Ghana?"],"inputModes":[],"outputModes":[]},{"id":"transaction_history","name":"Recent transaction history","description":"List recent real transactions for the linked wallet — same data as the AbaPay app's History tab (service, provider, amount, status, tx hash). Read-only, no PIN required. The interactive card's own Next/Previous buttons page through results by re-calling this tool with a different offset — pass offset yourself only when asked for something like \"the next page\" or \"transactions before that\" in plain","tags":["history","receipts"],"examples":["What bills were paid recently?"],"inputModes":[],"outputModes":[]},{"id":"pay_bill","name":"Pay a bill","description":"Pay a real bill — Nigerian (airtime, data, electricity, cable TV, a WAEC/JAMB education PIN) or international airtime/data across 140+ countries — from the linked wallet, settled on-chain and delivered via the same pipeline as the AbaPay app. For DATA, CABLE (when changing package), and EDUCATION, call list_plans first and use a real variation_code from it. For service: INTERNATIONAL, call list_in","tags":["payment","airtime","data","electricity","cable","education","international"],"examples":["Pay 1000 NGN MTN airtime for 08012345678"],"inputModes":[],"outputModes":[]},{"id":"pay_bill_batch","name":"Pay multiple bills at once","description":"Pay airtime or data to multiple recipients in ONE call — the same multi-recipient batch Telegram/WhatsApp/X support (\"send 500 to X and 1000 to Y\"). One PIN authorizes the whole batch. Recipients are grouped by (chain, token); each group's capacity (balance + approved agent limit) is checked against that group's own subtotal — but if ANY group is short, the ENTIRE batch is refused before anything ","tags":["payment","airtime","data","batch"],"examples":["Send 500 NGN airtime to 08011111111 and 1000 NGN to 08033333333"],"inputModes":[],"outputModes":[]},{"id":"schedule_bill","name":"Schedule a bill","description":"Set up a recurring or future one-off bill payment — daily/weekly/monthly airtime, data, electricity, or cable — the same automation Telegram/WhatsApp/X support. Validates exactly like pay_bill (call list_plans first for DATA, or CABLE when changing package, to get a real variation_code) and ALWAYS requires the PIN, since this creates a standing spend. Nothing is charged when this tool runs — money","tags":["payment","schedule","recurring","automation"],"examples":["Every Tuesday buy 200 NGN MTN airtime for 08012345678"],"inputModes":[],"outputModes":[]},{"id":"list_schedules","name":"List schedules","description":"List active recurring/one-off bill schedules for the linked wallet — same data as the AbaPay app and Telegram/WhatsApp \"show my schedules\". Read-only, no PIN required. Returns each schedule's id — pass that to cancel_schedule to remove one.","tags":["schedule","recurring","automation"],"examples":["What automations do I have set up?"],"inputModes":[],"outputModes":[]},{"id":"cancel_schedule","name":"Cancel a schedule","description":"Cancel one or more active schedules for the linked wallet. Call list_schedules first to get a real id. Pass id to cancel exactly one; pass provider to cancel every active schedule for that provider; omit both to cancel ALL active schedules for this wallet. No PIN required, matching chat.","tags":["schedule","recurring","automation"],"examples":["Cancel my MTN airtime schedule"],"inputModes":[],"outputModes":[]}],"provenance":[{"source":"lists","first_seen":"2026-09-21T07:26:36.056909+00:00"}],"recent_probes":[{"fetched_at":"2026-09-21T07:26:36.056909+00:00","ok":true,"status_code":200,"error":null,"elapsed_ms":425,"live_responds":true}],"catalog_attestation":null,"operator_revenue_evidence":{"evidence_class":"operator_submitted","authenticity":{"rung":"no_operator_evidence","rank":0,"why":"No verifiable operator evidence has been submitted for this agent.","thresholds":{"min_independent_payers":3,"min_verified_usd":25.0},"engine_table":"agent_authenticity","merge_rule":"max(existing_rank, rank)"},"metric_metadata":{"provenance":"operator_submitted_evidence","confidence":"attested","coverage":{"numerator":0},"as_of":"2026-09-21T08:59:31.280526+00:00","definition":"Revenue proofs submitted by the verified owner and re-checked by Agenstry against the settlement chain or the operator's own Stripe account. Only independently confirmed proofs are counted."},"counts":{"retained":0,"verified":0,"unverifiable":0},"verified":{"gross_usd":0.0,"transactions":0,"independent_payers":0},"detail_url":"https://agenstry.com/api/agents/agents.abapays.com/evidence","dispute_url":"https://agenstry.com/agents/agents.abapays.com/dispute"},"verification_history":[],"signatures":[{"protected":"eyJhbGciOiJFUzI1NiIsImprdSI6Imh0dHBzOi8vYWdlbnN0cnkuY29tLy53ZWxsLWtub3duL2p3a3MuanNvbiIsImtpZCI6ImFnZW50ZmluZGVyLWVzMjU2LTEiLCJ0eXAiOiJKT1NFIn0","signature":"esnwt0ZJkG8gI5sWuDu37Rq4fOIPdbIQX4vrj6cXMX7nTpImwGFKOjIv3vBALchmkaoxviOW9hLPZog1jdvQiQ"}]}