{"domain":"401k.loans","count":1,"changes":[{"captured_at":"2026-11-02T05:21:03.540362","card_hash":"f53c7ca1461ac6b36e881a22d3a2d4eaa56979f04288ca544f1b8345c151c101","previous_card_hash":null,"diff":{"skills_added":[],"skills_removed":[],"skills_changed":[],"fields_changed":[{"field":"name","before":null,"after":"401k-loans"},{"field":"description","before":null,"after":"Free, read-only MCP server that runs the 401k.loans calculators on your numbers: the true cost of a 401(k) loan (payment per paycheck, interest, lost growth at payoff and at 65, the legal borrowing limit, and the tax bill if you leave your job before it is repaid), a side-by-side of a 401(k) loan, hardship withdrawal, personal loan and HELOC, and the tax, 10% additional tax and withholding on an early withdrawal. Same formulas and defaults as the site; rules cite the Internal Revenue Code and prefilled rates cite the Federal Reserve. No authentication."},{"field":"version","before":null,"after":"1.0.0"},{"field":"url","before":null,"after":"https://401k.loans/mcp"},{"field":"capabilities","before":null,"after":{"tools":{"listChanged":false}}}],"other_changed":true,"is_empty":false,"human_summary":"name ∅ → 401k-loans · description ∅ → Free, read-only MCP server that runs the · version ∅ → 1.0.0 · url ∅ → https://401k.loans/mcp · capabilities ∅ → tools"}}]}