# 401k-loans

> Free, read-only MCP server that runs the 401k.loans calculators on your numbers: the true cost of a 401(k) loan (payment per paycheck, interest, lost growth at payoff and at 65, the legal borrowing limit, and the tax bill if you leave your job before it is repaid), a side-by-side of a 401(k) loan, hardship withdrawal, personal loan and HELOC, and the tax, 10% additional tax and withholding on an early withdrawal. Same formulas and defaults as the site; rules cite the Internal Revenue Code and prefilled rates cite the Federal Reserve. No authentication.

- **Domain**: `401k.loans`
- **Kind**: a2a_agent
- **Live-responds (last probe)**: True
- **Signed card**: False
- **Streaming**: False
- **Quality score**: 92%

## URLs
- Agent card: https://401k.loans/.well-known/mcp.json
- Page (HTML): https://agenstry.com/agents/401k.loans